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323 Main Street, Ridgefield (Village Center), CT, 06877 | $1,695,000
This fully custom CT farmhouse beckons with inviting wrap around wide porch in keeping with historic Ridgefield architecture, yet offers an unexpectedly modern open floor plan, drenched in natural light with soaring two story ceilings. This home will continue to surprise - set back privately on 1. 07 level acres with circular drive, mature trees, and expansive yard, yet located directly on historic Main Street with sidewalks to dining, shopping, library, theaters, museums, and Ballard Park. The heart of this custom built home is the dramatic 28' x 22', two story great room, with impressive fireplace and sweeping stairway to the second floor balcony overlook with built-in library alcove, office, and full bedroom suite. The wide open main level also includes an elegant formal living room with French doors to the veranda, plus open to the striking kitchen with modern deco cabinets and sunny dining area with custom window seat. The kitchen also features a desk/pantry alcove, plus direct access to the spacious mud room/laundry wing and oversized 2 car garage. Convenient main level primary suite with sky lit marble bath and double walk-in closets, plus back stairway to 2nd floor with two more bedrooms, full bath and office/study area. Total 4, 544 sf including 921 sf in the finished lower level with flexible space for game/media/fitness or additional guest BR. Estate owned, no disclosures, and as-is including in-ground pool which has not been opened. Incredible in-town opportunity!
Features
- Town: Ridgefield
- Rooms: 12
- Bedrooms: 4
- Baths: 3 full / 2 half
- Laundry: Main Level
- Style: Farm House,Modern
- Year Built: 1993
- Garage: 2-car Attached Garage
- Heating: Hot Air
- Cooling: Central Air
- Basement: Full,Storage,Fully Finished,Interior Access
- Above Grade Approx. Sq. Feet: 3,623
- Below Grade Approx. Sq. Feet: 921
- Acreage: 1.07
- Est. Taxes: $29,505
- Lot Desc: Level Lot
- Elem. School: Veterans Park
- Middle School: East Ridge
- High School: Ridgefield
- Pool: In Ground Pool
- Appliances: Gas Range,Wall Oven,Microwave,Range Hood,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24172838
- Website: https://www.raveis.com
/eprop/24172838/323mainstreet_ridgefield_ct?source=qrflyer
Listing courtesy of William Pitt Sotheby's Int'l Phone: (203) 438-9531
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Bedroom Suite,Full Bath,Hardwood Floor | 13.5 x 14.5 | Upper |
| Bedroom 2 | Skylight,Hardwood Floor | 9.0 x 14.5 | Upper |
| Bedroom 3 | Hardwood Floor | 9.0 x 14.5 | Upper |
| Dining Room | French Doors,Hardwood Floor | 13.5 x 15.5 | Main |
| Eat-In Kitchen | Breakfast Bar,Dining Area,Island,Pantry,Hardwood Floor | 21.8 x 22.0 | Main |
| Great Room | 2 Story Window(s),Cathedral Ceiling,French Doors,Hardwood Floor | 21.5 x 27.5 | Main |
| Library | Book Shelves,Built-Ins,Hardwood Floor | 8.0 x 15.0 | Upper |
| Office | Vaulted Ceiling,Hardwood Floor | 12.0 x 14.0 | Upper |
| Other | Engineered Wood Floor | 12.5 x 25.0 | Lower |
| Primary BR Suite | Full Bath,Walk-In Closet,Hardwood Floor | 17.0 x 18.0 | Main |
| Rec/Play Room | Half Bath,Engineered Wood Floor | 14.5 x 17.5 | Lower |
| Study | Ceiling Fan,Hardwood Floor | 18.5 x 19.0 | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeInsurance Sales Director, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
323 Main Street, Ridgefield (Village Center), CT, 06877
$1,695,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,356,000 | $1,356,000 | $1,356,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $2,459 | $2,459 | $2,459 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,699 | $8,349 | $11,443 |
| Total Monthly Payment | $10,283 | $10,933 | $14,027 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524