|
Under contract-accepting backup offers. Welcome to 137 Ryberry Drive in Palm Coast, Florida, a spacious 4-bedroom, 3-bath Seagate-built home offering flexible living space, thoughtful updates, and a convenient location near Flagler Beach, shopping, dining, medical facilities, schools, I-95, and US-1. Seller is offering a $5, 000 flex credit that may be used toward buyer closing costs, prepaids, rate buy-down, or post-closing home updates, subject to lender approval and contract terms, and a home warranty! This split-floor-plan home features a bright, open layout with room to gather, relax, work from home, or host guests. The main living area includes a cozy fireplace, ceiling fans, updated lighting, and fresh interior paint, creating a comfortable and move-in-ready feel. The downstairs living areas feature new 2026 luxury vinyl plank flooring, updated trim, and fresh paint, while the upstairs offers laminate flooring for easy care and everyday function. The eat-in kitchen provides plenty of room for casual dining and features Formica countertops, stainless steel appliances updated in 2021, and a practical layout that connects easily to the main living spaces. The primary suite includes a walk-in shower, and with three full bathrooms, this home offers excellent flexibility for households, guests, multigenerational living, or anyone who needs extra space. Outdoor living is easy with a screened back porch, a 2021 privacy fence, and two storage sheds for tools, lawn equipment, beach gear, or hobby storage. Additional updates include a 2021 roof, 2022 exterior paint, updated fixtures, fans, blinds, and lighting, plus separate A/C units for added climate comfort. Located in desirable Palm Coast, this home offers the space, updates, and location many Florida buyers are searching for, with quick access to Flagler Beach, St. Augustine, local parks, restaurants, shopping, and major travel routes. Information is deemed reliable but not guaranteed.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $168 | $168 | $168 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,724 | $1,793 | $2,344 |
| Total Monthly Payment | $1,967 | $2,036 | $2,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.