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Welcome To The Sought After Lawrence Farms Area!!! This 1947 Just Shy Of 1800 Interior Square Feet Has All The Comforts Of Home. This Quaint House Has So Many Lovely Features The Living Room Is Warm And Cozy With A Fireplace And Lots Of Natural Light, Formal Dining Room, Efficient Kitchen With Gas Cooking, Bonus Room Could Be Third Bedroom Or Office And A Half Bath!! There Is A Sun Drenched Back Porch Perfect For Your Morning Breakfast!! The Second Floor Is All Set With Two Bedrooms And One Full Bath. The Full Basement Has So Much Potential To Create Extra Area For Entertaining. The Outside Area Is Filled With Flowers And Trees That Takes You Away With Nature And Peaceful Surroundings !!! Close To All , LIRR, Major Highways, Parks, Downtown Main Street Bay Shore, And Beaches!! This Community Was Originally Established To Create A Country Like Experience You Will Agree This Home Is A Perfect Fit!! Come One Come All: -): -)
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$649,316
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,453 | $519,453 | $519,453 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,118 | $1,118 | $1,118 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,114 | $3,241 | $4,279 |
| Total Monthly Payment | $4,324 | $4,451 | $5,489 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.