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Make this quintessential Cape with a lush sprawling lawn your next home. A flexible floor plan that fits many lifestyles is one highlight in this delightful home. The main level features a front-to-back living room with a brick front fireplace, a large family room w/ a wood-burning fireplace that has access to a generous screened patio leading to the yard. The kitchen is adjacent to a charming dining room lined with wainscoting. For added convenience, this level also boasts a ½ bath, an office, den or guest room, an updated bath w/ a walk-in shower and a mudroom off the side entrance that leads to a 2-car garage. Upstairs angled ceilings and hardwood flooring accent the primary bedroom with a large closet running the length of one wall. The 2nd bedroom has a deep closet, and a bonus room that can be an office, nursery or a 3rd bedroom. All 3 rooms share a sizable full bath. Extras: wood flooring is throughout this gem near highly-rated Topsfield/Masco schools & walk to town location!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Closet, Flooring - Hardwood | 9.9 x 11.3 | Second |
| Bedroom 3 | Flooring - Hardwood | 95.0 x 10.1 | First |
| Dining Room | Flooring - Hardwood | 10.6 x 11.0 | Main,First |
| Kitchen | 9.7 x 12.9 | Main,First | |
| Living Room | Flooring - Hardwood, Exterior Access | 12.2 x 23.8 | Main,First |
| Master Bedroom | Closet, Flooring - Hardwood | 11.8 x 15.0 | Second |
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $655,920 | $655,920 | $655,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $840 | $840 | $840 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,724 | $4,039 | $5,535 |
| Total Monthly Payment | $4,656 | $4,971 | $6,467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.