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Welcome to 282 PECAN Street, a solid concrete block home tucked into the established community of Woodland Acres. Built in 1961, this property carries the charm of classic construction with the strength and durability that concrete block homes are known for--offering lasting value and low-maintenance peace of mind.
Inside, the home features 3 bedrooms and 1 bathroom across 988 square feet of living space. The layout is simple, functional, and easy to navigate, with natural light flowing through each room. The living areas feel open and comfortable, creating a space that is both practical and inviting. Each bedroom offers flexibility for everyday living, while the overall footprint allows for efficient use of space without wasted areas.
Set in the heart of Woodland Acres, the location is one of the home's strongest features. This neighborhood is known for its mature trees, rolling terrain, and scenic surroundings shaped by nearby creeks, giving it a quiet, park-like feel. Jacksonville's downtown is just minutes away, making commuting simple, while major roads like Atlantic Boulevard and Southside Boulevard provide quick access to shopping, dining, and daily conveniences.
Woodland Acres offers a unique blend of urban access and suburban comfort, with a mix of long-standing homes and ongoing growth that continues to add value to the area. The neighborhood has seen steady interest due to its affordability and central location, making it an area with strong long-term potential.
This property is being sold as-is, with no guarantees or warranties by the seller--presenting a straightforward opportunity to bring your vision and unlock its full potential.
The information provided in this listing is the best of the seller's/ Listing agent knowledge and cannot be exclusively relied on by buyer. Buyer must independently verify all information pertaining to the property.
"Seller never occupied. Neither the seller or listing agent make any representations as to the accuracy of any information contained herein. Buyer/buyer agent must conduct their own due diligence, verifications, research and inspections and are relying solely on the results thereof. "
Some images in this listing have been virtually staged.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $87,920 | $87,920 | $87,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $236 | $236 | $236 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $534 | $555 | $730 |
| Total Monthly Payment | $845 | $866 | $1,041 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.