3525 16th AVE SE, Naples, FL, 34117 | $499,990

Below appraised value and all 2. 73 acres of Uplands! This inviting Florida-style home with its front open Southern porch offers the perfect blend of comfort, style, and sustainability. With 3 spacious bedrooms and 2 updated baths, the open floorplan creates a seamless flow from room to room ideal for both relaxing and entertaining. The fully remodeled kitchen is a showstopper, featuring sleek finishes, modern appliances, and ample space for culinary creativity. Thanks to the homes 10-kilowatt solar panel system with inverter conversion and generator capability, you'll enjoy impressively low electric bills, and surge protection, making this residence as efficient as it is elegant along with giving you peace of mind during those Florida storms. Another savings is that this structure does not require flood insurance and has Hardie Board siding. (A low maintenance siding composed of cement, sand, water, and cellulose fibers and is engineered to be resistant to fire, rot, pests, and harsh weather conditions. ) Set on a generous 2. 73-acres lot, the property opens up a world of possibilities from organic gardening and equestrian use, to building a guest house, planting a fruit tree oasis, or designing a custom pool and outdoor retreat. Whether you're looking to cultivate a sustainable lifestyle or create a private haven for entertaining and relaxation, this land offers the freedom to bring your vision to life. Located just minutes from Naples beautiful beaches, upscale shopping, and fine dining, this home combines eco-conscious living with the best of Florida’s coastal charm. (Has a 4-point inspection certification. Photo of barn and horse were virtually made for ideas)

Features

  • Amenities: Horses OK
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Florida
  • Development: GOLDEN GATE ESTATES
  • Year Built: 2003
  • Heating: Central Electric,Solar
  • Cooling: Ceiling Fans,Central Electric,Other
  • Approx Sq. Feet: 1,689
  • Acreage: 2.73
  • Est. Taxes: $1,887
  • Lot Desc: Horses Ok,Oversize
  • View: Landscaped Area
  • Community Type: No Subdivision
  • Elem. School: PALMETTO ELEMENTARY
  • Middle School: CYPRESS PALM MIDDLE
  • High School: PALMETTO RIDGE HS
  • Pet Policy: No Approval Needed
  • MLS#: 226018291
  • Website: https://www.raveis.com
    /prop/226018291/352516thavese_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Realty One Group MVP

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3525 16th AVE SE, Naples, FL, 34117

$499,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,992 $399,992 $399,992
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $157 $157 $157
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,463 $2,594 $3,348
Total Monthly Payment $2,695 $2,826 $3,580

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.