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Unzoned! Residential or Commercial Opportunities! This brick ranch sits on around 1. 5 acres & has tons of possibilities! From the front porch, access an expansive living room, complete with built-ins, tile & hardwoods & a beautiful fireplace. Off of the living area is a hallway to 3 bedrooms & two baths, one being a jack & jill and another, a hall bath. The bedrooms are spacious & feature beautiful hardwoods, crown surround and updated lighting. The second bedroom at the front of the home has built-ins for a potential office space & a separate access. The hallway is adorned with extensive built-ins as well. The kitchen is complete with a center island separating the dining area & the main kitchen. With expansive cabinets, & a breakfast area in addition to the dining, entertaining will be a breeze. There is also another den or living area convenient to another access to the back of the home. Off of the kitchen is a spacious laundry room that has plenty of room for dry storage or even could be outfitted to be an additional closet. The master suite is right off of the laundry room & is an owner's dream with over 500 square feet of living space by itself. Master suite features carpet as well as ceramic tile which surrounds a jetted tub for those who love to soak! There are two vanities in this master as well as a toilet room & a walk-in shower with seating. The master closet is very large as well. This home has new doors and windows and the full basement is accessible from inside & could be finished as there is an H/VAC system in place already for the basement. Basement features an extension of the upstairs fireplace, & three separate rooms with older plumbing in place for one toilet, a shower & two sinks. There are two bays in the basement garage as well as a center room for access outside. There is a separate driveway from highway 29 that could be paved for access as well. The detached garage has two bays and a recessed pit for working on cars, should someone wants to open a garage. This home is so unique in design and the floorplan is split with the master on one side of the home, giving privacy if one wanted to have a commercial office on one end of the home and living space on the other. This home sits on a corner lot with no HOA & is right outside city limits, yet enjoys sewer use with no city taxes! Home has four different entry ways including the basement, therefore commercial use would be very obtainable!
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Our Executive Mortgage Banker:
$344,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $275,999 | $275,999 | $275,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $295 | $295 | $295 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,699 | $1,767 | $2,310 |
| Total Monthly Payment | $2,069 | $2,137 | $2,680 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.