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**Seller is requesting Best and Highest Offers be submitted by Monday 5/11 at 5pm** Welcome to 23 Banks Rd. Tucked away on one of Simsbury's most desirable streets and directly adjacent to the walking trails of Stratton Brook State Park. Set on a professionally landscaped lot with strong curb appeal, the property provides a peaceful, wooded backdrop while remaining conveniently close to everyday amenities. Inside, the home features a warm, inviting layout with sun-filled living spaces and hardwood floors throughout much of the main level. The remodeled kitchen is both functional and welcoming, with updated cabinetry, SS appliances, and a central island that flows seamlessly into the dining area-ideal for everyday living and entertaining. A standout feature is the stunning solarium, updated in 2025, offering panoramic views of the private backyard. This light-filled space creates a seamless connection to the outdoors and is perfect for year-round enjoyment. Just beyond, the newer deck overlooks the beautifully maintained grounds and patio, ideal for gatherings. The home offers four spacious bedrooms, including a private primary suite, along with updated baths and ample closet space. The finished lower level provides flexible living space for a media room, office, or recreation. Additional highlights include a newer septic tank, EV-ready garage, and efficient systems for year-round comfort. A rare opportunity in a prime Simsbury location
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Wall/Wall Carpet | Upper |
| Bedroom 3 | Wall/Wall Carpet | Upper |
| Dining Room | Formal,Hardwood Floor | Main |
| Eat-In Kitchen | Island,Hardwood Floor | Main |
| Living Room | Bay/Bow Window,Hardwood Floor | Main |
| Primary BR Suite | Bedroom Suite,Walk-In Closet,Hardwood Floor | Upper |
| Sun Room | Engineered Wood Floor | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $830 | $830 | $830 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,079 | $3,157 | $4,152 |
| Total Monthly Payment | $4,001 | $4,079 | $5,074 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.