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Folks these days like to toss around the word “luxury” like it don’t cost nothin’. “Luxury vinyl, ” they say—as if a concoction brewed up in some faraway factory could hold a candle to honest wood. Well, I say thbbft to that nonsense. What we’ve got here is the real article: old-growth, tight-grained Southern pine, cut and milled back when craftsmanship meant something and trees had the decency to grow slow and strong. You’d pay a king’s ransom to lay hands on wood like this today—if you could find it at all.
And it’s everywhere underfoot (save the kitchen and baths, where practicality gets its due). Floors, baseboards a full nine inches tall, door casings five inches stout, wainscoting rising up a proper six feet—all hand-milled, mind you. Even the stairway boasts a newel post so substantial it the size of a tree. If you’ve a mind to, we can crawl under the house and admire the rough-cut bones of the place—lumber from the 1800s that’s still holding court like it owns the century.
This wood is older than your grandmother—and, if we’re being candid, it’s aged a sight better.
There’s wavy glass in the windows, history in the walls, and more peculiar charms than I’ve got room to list in one sitting. We’ll have plenty to discuss when you come see it, because a place like this don’t reveal itself all at once.
The original home has been standing proud for 136 years, though the official records try to pin a later date on it—likely from an addition that came along afterward. But don’t you fret: the important workings have all been brought into the present day. Plumbing, electricity, heating and cooling, kitchen, baths—all modernized. There’s even a brand-new bathroom downstairs, for good measure. It’s the best sort of arrangement: old soul, new conveniences.
The house sits high on a hill, surveying 2. 7 acres like it’s lord of the land, with a view stretching down to Lake Mirror. You even own a piece of that lake yourself, which is more than most folks can claim. There’s room enough for chickens, gardens, or whatever enterprise suits your fancy—and a grand porch fit for sipping tea while you contemplate your domain.
Out back stands an old carriage house, just waiting for someone with vision and a little gumption to bring it back to life.
All told, this place has more personality than a traveling circus—and I mean that in the best possible way.
And here’s the part that might surprise you most: for all its charm, history, and uncommon character, it’s a downright remarkable deal.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $480,000 | $480,000 | $480,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $568 | $568 | $568 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,763 | $3,073 | $3,986 |
| Total Monthly Payment | $3,423 | $3,733 | $4,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.