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204 Safe Harbor is you calm escape here at Lake Keowee! Featuring 4 bedrooms + a loft, 3 bathrooms, a one car garage and more, this is the perfect place for full time or part time living. With parking in the front, you and your guests will navigate minimal stairs to experience all the main level has to offer. You'll immediately be drawn to the vaulted ceilings in the living room as well as the fireplace just off the patio doors. A large outdoor deck is the perfect place to enjoy outdoor dining, morning cups of coffee and take in the forest-like setting Keowee Key is known for. A dining space is just off the living room and leads you to the kitchen. This space is large enough to add an island, small dining table or hutch. Just down the hall is the laundry room followed by a full bath with tub/shower combo. The main floor bedroom is at the end of the hall and boasts double closets plus access to the back deck. Head upstairs where you can take in the views from the loft area, currently used as an office/music room. In addition, you'll find two great sized guest rooms and a full hall bath. Next is the basement which features a large room (currently used as a bedroom), large storage closet, a full bath, access to the garage and sliding doors leading out to the back patio. This would be ideal for multi-generational living! Other upgrades include a 2024 roof, 2023 dryer exhaust pipe, 6yr old HVAC (with 2x year maintenance), 2yr old carpet, 2yr old gutters and paint and the low maintenance lifestyle of townhome living.
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Our Executive Mortgage Banker:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $252,000 | $252,000 | $252,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,552 | $1,591 | $2,093 |
| Total Monthly Payment | $1,627 | $1,666 | $2,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.