121 NE 8th TER, Cape Coral, FL, 33909 | $410,000

Welcome to this bright, modern Florida living on a 0. 23-acre canal-front lot in desirable Northeast Cape Coral. This brand-new, never-lived-in home pairs everyday comfort with a finish package that holds its own against far higher price points — and it's ready for you to move in today.
Step inside to soaring 10-foot ceilings, 8-foot doors, and large-format porcelain tile flowing front to back. The Great Room floor plan opens to a designer kitchen anchored by a quartz center island, custom wood cabinetry, walk-in pantry, and full stainless steel appliance suite. Three bedrooms plus a dedicated den/office with French doors offer flexible space for family, guests, or working from home — with a true split layout giving the primary suite real privacy. The spa-inspired primary bath features dual sinks, a frameless glass walk-in shower, and floor-to-ceiling tile.
Outside, a large screened lanai with tile flooring and an outdoor sink overlooks the 50-foot canal — peaceful water views from your morning coffee to evening sunsets. The 0. 23-acre lot has room for the pool of your dreams, and is finished with auto irrigation, a paver driveway, and lush landscaping.
Built on concrete block with poured concrete reinforcement and impact-resistant windows AND doors for true storm protection and lower insurance costs. Two-car attached garage with epoxy floor, energy-efficient mechanicals, and NO HOA, no approval process, no monthly fees.
Minutes from shopping, dining, top-rated schools, and Cape Coral's parks and waterways.

Features

  • Amenities: Other
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Traditional
  • Development: CAPE CORAL
  • Year Built: 2026
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric,Exhaust Fan
  • Approx Sq. Feet: 1,904
  • Acreage: 0.23
  • Est. Taxes: $7,682
  • Lot Desc: Other
  • View: Canal,Landscaped Area
  • Community Type: Non-Gated
  • Water Front: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226017712
  • Website: https://www.raveis.com
    /prop/226017712/121ne8thter_capecoral_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of COLDWELL BANKER REALTY

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

121 NE 8th TER, Cape Coral, FL, 33909

$410,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $328,000 $328,000 $328,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $640 $640 $640
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,964 $2,046 $2,678
Total Monthly Payment $2,679 $2,761 $3,393

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.