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1530 Fort Johnson, #Apt 1k, Charleston, SC, 29412 | $215,000
Seller will finance the property for the buyer! Welcome to this charming 2-bedroom, 1. 5-bath condo located on desirable James Island! This inviting home features a functional layout with a kitchen that offers ample counter and cabinet space, seamlessly opening to the spacious living room--perfect for everyday living and entertaining. The living room provides direct access to a private balcony, where you'll find plenty of room for outdoor seating and relaxation. Upstairs, both bedrooms are similar in size and share convenient access to a full bathroom, creating a comfortable and practical living arrangement. This property is ideal for a first-time homebuyer or an investor looking for an opportunity to add their own personal touch and value. Residents of the community also enjoy access to a large outdoor pool--perfect for cooling off on warm Lowcountry days or unwinding on the weekends. Enjoy the best of coastal living with a quick 9-minute drive to Folly Beach, while also being just minutes from local shopping, dining, and everyday conveniences. As an added bonus, the seller is offering owner financing, providing a unique and flexible purchasing opportunity. Use preferred lender to buy this home and receive an incentive towards your closing costs!
Features
- Parking: Off Street
- Heating: Heat Pump
- Amenities: Pool, Trash
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Washer Hookup, Laundry Room
- Complex: Brigadier Condominium
- Development: 21 - James Island
- Year Built: 1985
- Approx Sq. Feet: 1,160
- Lot Desc: 0 - .5 Acre
- Elem. School: James Island
- Middle School: Camp Road
- High School: James Island Charter
- MLS#: 26012893
- Days on Market: 20 days
- Website: https://www.raveis.com
/prop/26012893/1530fortjohnson_charleston_sc?source=qrflyer
Listing courtesy of Keller Williams Realty Charleston
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Yokadi Mejia, William Raveis Insurance
561.335.7966
Yokadi.Mejia@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1530 Fort Johnson, #Apt 1k, Charleston, SC, 29412
$215,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $172,000 | $172,000 | $172,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,059 | $1,086 | $1,428 |
| Total Monthly Payment | $1,134 | $1,161 | $1,503 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484