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Some houses have a story to tell. Others are still writing one. Restored with respect for its past and designed for how we live today, this 1913 home blends preserved architectural detail with thoughtful modern updates. Located in Point Pleasant in downtown Bradenton near Old Main Street, this classic American Four Square offers 4 bedrooms and 5 bathrooms with a layout that feels both traditional and livable. An easy care landscaped front yard leads to the expansive wraparound porch, a natural extension of the home that invites slow mornings and relaxed evenings. Inside, original leaded glass windows and a fireplace anchor the main living space, which flows easily into the family room and kitchen. The family room features impact windows and a full bath, offering flexibility for guests or everyday use. The kitchen and dining area have been thoughtfully opened to create a bright, welcoming space overlooking the side yard. Finished with KraftMaid cabinetry, LG appliances, a Bosch paneled dishwasher, butcher block counters, and a Dekton Entzo-topped island, it balances function and style without losing character. Just beyond, a reimagined butler’s pantry adds a wine refrigerator, dual drink drawers, sink, and additional cabinetry, creating an ideal transition for entertaining. Upstairs, three bedrooms include remodeled ensuite baths, while a fourth bedroom is served by an updated hall bath. The primary bath addition includes a walk-in shower, dual vanities, and a private water closet, designed with comfort and practicality in mind. The outdoor spaces are equally considered. A composite side deck, rebuilt rear porch, and a partially submerged swim spa create a private retreat. A professionally installed putting green, gas fire pit, outdoor shower, and bamboo fencing are complemented by landscape and string lighting that carry the space into the evening. Recent updates include a 2022 roof, HVAC systems (2023 and 2025), 16 impact windows, refinished wood floors, fresh interior paint, updated lighting, and new window treatments throughout. Located just moments from the Manatee River and Riverwalk, this home places you close to dining, boating, and the everyday rhythm of downtown Bradenton while offering a private, character-rich place to come home to. Despite its close proximity to the water, the property is located in Flood Zone X, where flood insurance is typically not required by lenders, offering an added layer of confidence.
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$1,095,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $876,000 | $876,000 | $876,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.361% | 6.183% |
| Monthly Tax Payment | $941 | $941 | $941 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,252 | $5,394 | $7,392 |
| Total Monthly Payment | $6,318 | $6,460 | $8,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.