4 Oak Street, Chester, NY, 10918 | $499,900

SPRAWLING BRICK RANCH!!! VILLAGE OF CHESTER! ALMOST 1900 SQ. FT. ON THE MAIN LEVEL!!! X- LARGE 1/2 ACRE LOT!!! Welcome to 4 Oak Street, nestled in the charming Village of Chester, NY. Offered for the very first time, this exceptional home was custom built for its original owners and has been lovingly maintained ever since—a true testament to quality craftsmanship and pride of ownership. Set on a rare double lot, this expansive brick ranch offers space, comfort, and a one-of-a-kind floor plan designed to stand out. From the moment you arrive, you’ll appreciate the solid construction and timeless appeal that make this home so special. Inside, a generously sized family room with gorgeous marble fireplace provides the perfect setting for both relaxing and entertaining, while the formal dining room flows seamlessly from the custom kitchen, complete with Corian countertops and ample cabinetry for all your culinary needs. Three spacious bedrooms and a large hall bath offer comfortable living for all. The full unfinished walkout basement presents endless possibilities—whether you envision additional living space, a home gym, or a workshop, the potential is yours to explore. Step outside to enjoy a peaceful, oversized backyard ideal for outdoor gatherings, gardening, or simply unwinding in your own private retreat. A large driveway and two-car garage complete the package, offering convenience and plenty of parking. Homes with this level of care, character, and quality rarely come to market. Conveniently located for today’s commuter, this property offers easy access to major routes including Route 17 and I-84, making travel throughout the Hudson Valley and into the city straightforward and efficient. Just about an hour to the George Washington Bridge, with nearby park-and-ride options providing direct bus service into NYC, the location strikes a comfortable balance between everyday convenience and a more relaxed, suburban lifestyle. Priced attractively, this is a unique opportunity you won’t want to miss. Schedule your private showing today and experience all that this remarkable property has to offer.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: Ranch
  • Year Built: 1967
  • Garage: 2-car
  • Heating: Forced Air
  • Cooling: Central Air
  • Basement: Full, Unfinished
  • Approx Sq. Feet: 1,888
  • Acreage: 0.55
  • Est. Taxes: $12,930
  • Elem. School: Chester Elementary School
  • Middle School: Chester Academy-Middle/High School
  • High School: Chester Academy-Middle/High School
  • School District: Chester
  • Appliances: Cooktop, Oven, Refrigerator
  • MLS#: 973625
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/973625/4oakstreet_chester_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Cronin & Company Real Estate   Phone: 845-744-6275

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

4 Oak Street, Chester, NY, 10918

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $1,078 $1,078 $1,078
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,366 $2,462 $3,241
Total Monthly Payment $3,519 $3,615 $4,394

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.