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Welcome to 136 Pearl Lake Rd - a rare opportunity to own a well-maintained ranch set on over an acre in Waterbury, including an additional lot with a peaceful flowing stream. This 3-bedroom, 2 full bath home offers approximately 1, 701 sq ft of comfortable living space with hardwood floors throughout, a bright sunroom for year-round enjoyment, and a spacious living room with fireplace. The partially finished walk-out basement provides flexible space for a family room, home office, gym, or recreation area. Enjoy the privacy and natural setting of the expansive yard while still being conveniently located near shopping, restaurants, and major highways. Additional features include central air, vinyl siding updated in 2021, upgraded insulation completed in 2024, and a walk-out basement. A unique property offering space, privacy, and versatility with the added charm of a second lot and stream.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Dining Room | Balcony/Deck,Combination Liv/Din Rm,French Doors,Hardwood Floor | Main |
| Full Bath | Tile Floor | Main |
| Full Bath | Lower | |
| Kitchen | Main | |
| Living Room | Combination Liv/Din Rm,Dining Area,Fireplace | Main |
| Primary Bedroom | Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Main |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
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For homebuyers and sellers, our Attorney Network:
$349,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,999 | $279,999 | $279,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.524% | 5.846% |
| Monthly Tax Payment | $509 | $509 | $509 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,656 | $1,747 | $2,306 |
| Total Monthly Payment | $2,240 | $2,331 | $2,890 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.