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Presented by
Dan Emery |
296 Elm St, Northampton, MA, 01060 | $795,000
In the heart of Northampton’s historic district, this Queen Anne Victorian offers a rare opportunity to owner-occupants and savvy investors alike. Constructed with historic craftsmanship, and lovingly maintained by current owners for 20 years, it is walkable to Smith College, downtown, Childs Park and many amenities. A welcoming mahogany-floored wraparound porch leads to three well-maintained two-bedroom/one-full bath apartments with a history of 100% occupancy. Spacious and sunny interiors include eat-in kitchens, bay windows, wood floors, tin ceilings, and a private terrace. Recent upgrades – a freshly painted exterior, weatherization, mini-split installation – improve comfort and beauty. The home’s striking turret and exceptional slate roof crown a landscape of pollinator gardens and stonework. With a two-car brick garage, generous off-street parking, and basement storage & laundry facility, 296 Elm St is a perfect blend of historic soul, prime location, and turnkey convenience.
Features
- Amenities: Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Private School, Public School, University
- Rooms: 12
- Bedrooms: 6
- Baths: 3 full
- Units: 3
- Year Built: 1900
- Garage: 2-car
- Heating: Baseboard, Natural Gas, Electric, Ductless
- Cooling: None, Ductless
- Basement: Full, Interior Entry, Bulkhead, Concrete, Unfinished
- Approx Sq. Feet: 3,074
- Acreage: 0.18
- Est. Taxes: $9,137
- Lot Desc: Level
- Appliances: Range, Dishwasher, Refrigerator
- MLS#: 73512892
- Website: https://www.raveis.com
/raveis/73512892/296elmst_northampton_ma?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Dan EmerySales Associate
413.362.9462
Dan.Emery@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Michele WelchVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 293220
413.626.5626
Michele.Welch@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Nicole DelaneyInsurance Sales Director, William Raveis Insurance
781.724.3515
Nicole.Delaney@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
296 Elm St, Northampton, MA, 01060
$795,000
Dan Emery
Sales Associate
William Raveis Real Estate
Phone: 413.362.9462
Dan.Emery@raveis.com
Michele Welch
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $636,000 | $636,000 | $636,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $761 | $761 | $761 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,762 | $3,916 | $5,155 |
| Total Monthly Payment | $4,615 | $4,769 | $6,008 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630