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Welcome home to this beautifully maintained 3-bedroom ranch. This charming home offers 2 full bathrooms, Gleaming hardwood floors flow throughout much of the home, adding warmth and character. The inviting living room features a classic wood-burning fireplace with a gas log insert, creating the perfect cozy gathering space. Both bathrooms have been tastefully updated, while the spacious eat-in kitchen boasts granite countertops, abundant cabinets, and plenty of prep space for cooking and entertaining. Just off the kitchen, you'll find a bright and airy family room surrounded by windows, allowing natural sunlight to pour in year-round. A sliding door leads to a deck and brick patio overlooking a lush, expansive backyard-ideal for relaxing, gardening, or entertaining guests. Additional highlights include a 1-car garage, newer windows, and a finished lower-level rec room offering extra living space for a home office, gym, or playroom. This move-in-ready home combines comfort, charm, and functionality. Come see all this beautiful property has to offer! The layout has been updated to enhance the primary bath, with the original closet converted into a spacious shower. The second-bedroom had a closet added to create a convenient main-level laundry. For added flexibility, laundry can be moved back to the basement, allowing the space to be converted into a primary bedroom closet with the door in the primary bedroom.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Eat-In Kitchen | Ceiling Fan,Granite Counters,Laminate Floor | Main |
| Living Room | Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Full Bath,Wall/Wall Carpet | Main |
| Sun Room | Laminate Floor | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,920 | $359,920 | $359,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $517 | $517 | $517 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,156 | $2,245 | $2,939 |
| Total Monthly Payment | $2,748 | $2,837 | $3,531 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.