897 POINT SEASIDE DRIVE, Crystal Beach, FL, 34681 | $1,439,000

CRYSTAL BEACH LIVING AT ITS FINEST – A PRIVATE, ELEVATED COASTAL RETREAT. Tucked within the exclusive Point Seaside enclave of Crystal Beach – home to just 49 residences – this exceptional property offers a rare level of privacy, character, and luxury. Positioned just minutes from the Crystal Beach Pier and Live Oak Park, you’re immersed in a setting where breathtaking sunsets and a vibrant coastal lifestyle converge – complete with community events, waterfront gatherings, and the unmistakable charm of Old Florida. Perfectly situated to feel worlds away, yet minutes from the energy of downtown Palm Harbor, Honeymoon Island, and the Pinellas Trail connecting Dunedin to Tarpon Springs, this golf-cart-friendly community offers a lifestyle defined by simplicity, beauty, and connection. Days here are spent on the water, along scenic shoreline paths, or unwinding beneath glowing Gulf Coast skies. Spanning approximately 3, 600 square feet, this 5-bedroom, 3. 5-bath Key West-style residence with high-end finishes throughout is designed for both refined living and effortless entertaining. Soaring 10-foot ceilings and thoughtfully curated updates create a home that feels both elevated and inviting. At its heart, a fully reimagined chef’s kitchen serves as a true focal point - featuring an expansive island with quartz countertops, striking tile flooring, Café stainless steel appliances and a double oven setup – seamlessly flowing into the main living areas for a natural, open-concept experience. The spacious primary bedroom on the top floor features a walk-in closet with a California Closet system, two additional built-in closets, and an spa inspired en-suite bathroom with a separate soaking tub and shower. Outdoors, a private sanctuary awaits. A spacious covered balcony overlooks a lush nature preserve, offering a sense of seclusion rarely found in coastal communities. Below, the fully fenced backyard is a tropical retreat, complete with a pebble-tec pool, ambient landscape lighting, and a newly installed heater for year-round enjoyment. A front-facing balcony provides the perfect vantage point for evening sea breezes and the vibrant sunsets that define life on Florida’s Gulf Coast. A truly rare offering, the expansive 6-vehicle garage accommodates 5 cars plus a golf cart with ease, complemented by showroom-quality epoxy flooring and a dedicated 240V circuit for electric vehicle charging – ideal for collectors and enthusiasts alike. Elevated construction enhances both presence and peace of mind, with transferable flood insurance currently under $550 annually – and exceptional advantage for waterfront living. Additional enhancements include a 2022 Owens Corning roof system with lifetime shingles and storm guard underlayment, further reinforcing the home’s quality and longevity. Whether hosting under the stars, enjoying quiet mornings overlooking preserved land, or setting out for an evening along the water, this residence captures the essence of Crystal Beach living at its most refined. And the cherry on top? Crystal Beach is zoned for the most coveted schools in the area, including Ozona Elementary and Palm Harbor University! This isn’t just a home – it’s a lifestyle. And opportunities like this to own a piece of paradise in Crystal Beach don’t come around often.

Features

  • Rooms: 13
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Lot Size: 99 x 160
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Key West
  • Year Built: 2002
  • Garage: 6-car Boat, Driveway, Garage Door Opener, Golf Cart Parking, Off Street, Oversized, Split Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,589
  • Acreage: 0.38
  • Lot Size: 99 x 160
  • Est. Taxes: $17,690
  • HOA Fee: $1,000 Annually
  • Lot Desc: Conservation Area, Flood Insurance Required, FloodZone, In County, Oversized Lot, Street Dead-End
  • View: Trees/Woods, Water
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pool: Deck, Heated, In Ground
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: TB8503147
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/TB8503147/897pointseasidedrive_crystalbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 10:17:07 PM)
Listing courtesy of REALTY ONE GROUP BEYOND   Phone: 727-900-7174

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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897 POINT SEASIDE DRIVE, Crystal Beach, FL, 34681

$1,439,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,151,200 $1,151,200 $1,151,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $1,474 $1,474 $1,474
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,902 $7,088 $9,714
Total Monthly Payment $8,501 $8,687 $11,313

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.