3316 SUNSET KEY CIR, #D, Punta Gorda, FL, 33955 | $499,000

Experience a true sense of arrival as you pass under the majestic Royal Palm trees and through the entry gate leading to the picturesque peninsula of Prosperity Point. Here, you'll discover Harbor Villa—an extensively updated, turnkey furnished condominium in Burnt Store Marina, designed with vibrant Caribbean-inspired décor. This customized second-level residence is both sophisticated and effortlessly inviting, offering a fully furnished, move-in-ready experience. Unobstructed lagoon and fountain views create a resort-like atmosphere, especially when illuminated after sunset. A custom handrail leads you up to the main living space, where soaring, light-filled ceilings enhance the open and airy ambiance. Recent upgrades include designer light fixtures, which perfectly complement the soothing West Indies aesthetic. Designed for effortless entertaining, the open kitchen boasts an expansive breakfast bar overlooking the living and dining areas. The adjacent built-in custom bar will be the talk of the neighborhood at your next gathering. This well-appointed floor plan features three spacious bedrooms with walk-in closets, plus a den, providing ample room for leisure and productivity. Custom built-in shelving and workspaces in the den and guest bedroom add both style and functionality. The private guest wing includes an updated guest bathroom with a stunning walk-in tiled shower, along with two cheerful bedrooms designed to make visitors feel at home. The interior’s crisp white palette, plantation shutters, and modern décor create a relaxing tropical retreat. The lanai is a prime spot for unwinding, offering tranquil fountain views and the perfect afternoon shade. After a day on the water, retreat to the generously sized primary suite, featuring serene water views, sliding doors to the lanai, a walk-in closet, and an elegantly updated en-suite bathroom with a handsome tiled walk-in shower and dual Quartz-topped sinks. The attached two-car garage provides all the convenience of a single-family home, with abundant cabinet storage for effortless organization. Impact glass windows and roll-down electric shutters on the lanai offer peace of mind, shade, and protection at the touch of a button. The brand new A/C will keep you cool all summer long, and a new water heater has also been installed. Topaz Cove is known for its vibrant social scene, where neighbors gather at the floating island pool and spa to soak up the sun and connect. Burnt Store Marina residents enjoy access to a wealth of amenities, including two restaurants, an executive golf course, tennis, pickleball, a fitness center, and the largest deepwater marina in Southwest Florida.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Gated, Pool, Spa/Hot Tub
  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: TOPAZ COVE CONDO
  • Year Built: 2001
  • Common Charge: $1,660 Annually
  • Approx Sq. Feet: 2,293
  • Est. Taxes: $3,981
  • Condo Fee: $788 Monthly
  • Lot Desc: In County, Landscaped, Level, Near Golf Course, Near Marina, Sidewalk
  • View: Pool, Water
  • Water Front: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7525659
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7525659/3316sunsetkeycir_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2026 2:17:07 PM)
Listing courtesy of CALENDA REAL ESTATE GROUP,INC.   Phone: 941-205-8811

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3316 SUNSET KEY CIR, #D, Punta Gorda, FL, 33955

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.410% 5.595%
Monthly Tax Payment $332 $332 $332
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,330 $2,458 $3,235
Total Monthly Payment $2,737 $2,865 $3,642

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.