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Under Construction. Welcome to the highly desirable 1820 floor plan by Adams Homes, a beautifully designed brand-new 4-bedroom, 2-bath residence offering 1, 820 square feet of thoughtfully crafted living space. This quick move-in home combines modern style, comfort, and functionality, making it the perfect place to call home.
Step inside to discover soaring 10-foot ceilings and an open-concept layout that creates a bright and inviting atmosphere throughout. The spacious living area seamlessly connects to the dining and kitchen spaces, making everyday living and entertaining effortless.
The well appointed kitchen serves as the heart of the home, featuring a large island ideal for meal preparation, casual dining, and gathering with family and friends. A charming breakfast nook provides additional dining space, while the separate formal dining room offers versatility as a home office, flex room, or additional entertaining area.
Retreat to the private owner’s suite, showcasing vaulted ceilings and serene conservation views that provide a peaceful natural backdrop and added privacy. Three additional generously sized bedrooms offer ample space for family members, guests, or hobbies. Enjoy Florida living year-round from the covered lanai, perfect for relaxing outdoors or hosting gatherings while overlooking beautiful conservation surroundings. Located at Harmony Central, residents enjoy resort-style amenities including a community pool and dog park, along with the added benefit of NO CDD fees and a low HOA. Conveniently situated near shopping, dining, Narcoossee Rd. And other major roadways, and everyday conveniences, this community offers the perfect balance of tranquility and accessibility, minutes from Melbourne beach or Orlando airport. Additional peace of mind comes with Adams Homes’ outstanding warranty package, Builder incentives may be available, including thousands in savings with closing cost paid, through preferred lenders and flex cash opportunities for qualified buyers. Don’t miss this opportunity to own a brand-new home in one of St. Cloud’s fastest-growing communities. And secure your next home with only $1, 000 deposit!!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$412,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $330,320 | $330,320 | $330,320 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $69 | $69 | $69 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,978 | $2,086 | $2,721 |
| Total Monthly Payment | $2,122 | $2,230 | $2,865 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.