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Lovingly custom-built & meticulously maintained within the same family since its construction, this home is ready for its next chapter. Located in the sought-after Beaver Dam Lake community within Washingtonville Central Schools, it offers the best of neighborhood living with added privacy, thanks to a row of mature trees bordering one side & a wooded area in the backyard. Perfect for lake lovers. . . enjoy access to three private beaches for swimming, along with fishing, boating & a vibrant community known for seasonal events like egg hunts, cookouts & neighborhood yard sales. Deceptively spacious, the home offers a versatile layout ideal for multigenerational living. The main level features gorgeous hardwood floors, floor-to-ceiling windows that flood the living room with natural light, a dedicated dining area, & a sunroom perfect as a second living space, office, or game room. The kitchen is thoughtfully designed with shaker-style cabinetry, soft-close drawers, stainless steel appliances, granite countertops, and a center island. Four bedrooms complete this level, including a primary suite with a beautifully updated ensuite featuring custom tile work, a glass-enclosed shower, & a built-in sound system. A second full bath with a jetted tub, first-floor laundry, & elegant custom trim & crown molding throughout add both comfort & character. The lower level offers exceptional flexibility, featuring a spacious two-car garage with ample storage, a den, walkout access to a concrete patio, a full bathroom, two more rooms offering great potential for extended living, guests, or a private home office (with proper approvals). Outside, the backyard offers the perfect balance of open and private space, with a level grassy area ideal for entertaining or play, complemented by wooded surroundings for added privacy. A paver walkway leads to a welcoming front porch surrounded by easy-to-maintain perennial landscaping and hardscaping. Come see all this house has to offer including ample space inside & out with storage galore, an expansive driveway & make it yours!
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Our Executive Mortgage Banker:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $867 | $867 | $867 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,704 | $2,773 | $3,647 |
| Total Monthly Payment | $3,663 | $3,732 | $4,606 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.