On a quiet street in the City of Poughkeepsie sits a lovely side-hall Colonial that reflects true pride of ownership. This three-bedroom, one and-a half home welcomes you with charm and warmth from the moment you step inside. To the right of the entry is an inviting living room featuring a fireplace, to the left of the fireplace is a door that open to a delightful covered porch-perfect for afternoon tea or evening cocktails. The living room flows seamlessly into a large dining room, which includes a cozy sitting nook. The kitchen opens both to the dining room and a screen-in-porch, creating an idea space for entertaining. You can easily imagine the laughter and lively gatherings that have filled this home through the seasons. A convenient half bath completes the main level. Upstairs, you'll find three spacious bedrooms and a full bath, along with a walk up attic offering abundant of storage. The clean, dry basement provides even more storage options. Set on a level yard with a detached garage and off street parking, this home is ideally located near hospitals, colleges, shopping, and The Walkway Over the Hudson. Featuring hardwood floors, beautiful wood moldings, solid doors, and classic arched door way, this home blends character, comfort and convenience. Come see for yourself all the care and charm this lovingly maintained home has to offer.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $632 | $632 | $632 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,847 | $1,894 | $2,491 |
| Total Monthly Payment | $2,554 | $2,601 | $3,198 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.