6340 JUDITH COURT, St. Cloud, FL, 34771 | $479,000

Tucked away at the end of a quiet cul-de-sac in New Eden on the Lakes, this waterfront retreat captures the laid-back Florida lifestyle that’s becoming harder to find. Set on over half an acre, the property stretches from a peaceful canal out to the open waters of Center Lake, offering direct access to the Chain of Lakes and breathtaking sunset views right from your backyard.

Inside, the home offers a functional split-bedroom floor plan with three bedrooms, two bathrooms, and two separate living spaces designed for both entertaining and everyday comfort. Terrazzo flooring and tile run throughout the home, complemented by crown molding in every room, adding timeless character and charm. Natural light fills the interior while serene water views create a relaxing atmosphere throughout. The spacious screened-in patio is the perfect place to enjoy peaceful mornings or unwind in the evening as the sun sets over the lake.

This home has great bones and is ready for your vision and updates to truly make it your own. With plenty of room to expand, the oversized lot provides endless opportunities to renovate, redesign, or even add onto the home to create your dream waterfront retreat.

Beyond the main residence, a 343 SqFt detached workshop offers incredible flexibility and potential. Whether transformed into a guest cottage, private office, art studio, or hobby space, it’s ready to adapt to your lifestyle needs. Out back, the private dock and boathouse make lake living effortless, while a public boat ramp just one block away adds even more convenience for boating enthusiasts.

With no HOA or CDD, you’ll enjoy the freedom and flexibility you’ve been looking for while still being conveniently close to shopping, dining, medical facilities, and within easy driving distance to Florida’s beautiful beaches. The washer and dryer are included and located in the garage, along with a riding mower to help maintain the expansive property.

If you’ve been searching for waterfront living, privacy, space, and unlimited potential in a truly special setting, this property presents a rare opportunity to create the Florida dream home you’ve always imagined.

One-year home warranty included with a full-price offer.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1967
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,200
  • Acreage: 0.68
  • Est. Taxes: $4,818
  • View: Water
  • Water Front: Yes
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dryer, Microwave, Refrigerator, Washer
  • MLS#: S5148243
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/S5148243/6340judithcourt_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2026 3:24:33 AM)
Listing courtesy of WEICHERT REALTORS HALLMARK PRO   Phone: 407-891-1220

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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6340 JUDITH COURT, St. Cloud, FL, 34771

$479,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $383,200 $383,200 $383,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $402 $402 $402
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,359 $2,454 $3,208
Total Monthly Payment $2,836 $2,931 $3,685

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.