Welcome to 1097 Carll Drive, nestled in the highly desirable and exclusive West Bay Shore neighborhood! This charming ranch-style home offers comfortable one-level living with endless potential to make it your own in one of Bay Shore’s most sought-after locations. Featuring 3 spacious bedrooms and 1 full bathroom, this home includes a bright living room, formal dining room, eat-in kitchen, and a versatile den—perfect for a home office, playroom, or additional entertaining space. For year-round comfort, each bedroom and the living room are equipped with their own AC/mini split system, providing efficient and customizable climate control throughout the home. Additional highlights include a spacious finished laundry room complete with a utility sink, an unfinished basement and unfinished attic offering exceptional storage and future expansion possibilities, as well as a private driveway and attached 1-car garage for added convenience. The home also features in-ground sprinklers and a brand-new fence, enhancing both curb appeal and outdoor enjoyment. Situated on an oversized 75 x 100 lot, the property offers a generous backyard with plenty of space for entertaining, gardening, or future enhancements. The large lot size is a rare find and adds tremendous value and flexibility. Perfectly positioned in West Bay Shore, this home offers outstanding walkability to everyday conveniences including King Kullen, Target, Lowe’s, Barnes & Noble, restaurants, shopping, and more. Enjoy nearby Wohseepee Park and the close proximity to Bay Shore’s vibrant downtown, waterfront parks, Bay Shore Marina, and ferry access to Fire Island’s renowned beaches. Commuters will appreciate convenient access to the LIRR train station and major roadways, while nearby parks, schools, and community amenities further elevate the appeal of this exceptional neighborhood. Enjoy suburban living with unbeatable convenience in one of Bay Shore’s premier locations. Don’t miss this opportunity to own a well-located home with great bones, thoughtful updates, and exceptional potential!
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Our Executive Mortgage Banker:
$630,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $504,000 | $504,000 | $504,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $1,000 | $1,000 | $1,000 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,981 | $3,144 | $4,152 |
| Total Monthly Payment | $4,073 | $4,236 | $5,244 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.