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Unique opportunity to own a legal duplex in the Fullerwood neighborhood with nightly rentals allowed (RG-1 zoning)! Welcome to 12 Sylvan Drive, a rare and versatile gem nestled in the highly sought-after Fullerwood Park neighborhood of historic St. Augustine. Originally built in 1925 and thoughtfully updated, this unique property blends timeless character with modern comfort—offering exceptional flexibility for homeowners, investors, or those seeking a multi-generational living setup. The main residence features a spacious and inviting layout with 3 bedrooms and 2 bathrooms. An attached 1-bedroom, 1-bath apartment provides a private guest suite, income-producing opportunity, or ideal in-law quarters. Set beneath a canopy of mature trees, the property offers a charming outdoor setting with ample off-street parking and room to relax or entertain. The main home features a thoughtfully designed layout. The downstairs offers an open-concept living space with a family room, dining area, and kitchen, along with an attached laundry room. This level also includes the first bedroom and a full bathroom. Upstairs opens into a loft office or additional living space. The spacious primary bedroom includes a private balcony that looks out to the front yard and walk in closet. Connected through the second full bathroom is the final bedroom. The cozy guest suite, with separate exterior entrance, includes its own living space, full kitchen, private bedroom and full bathroom with washer and dryer. Location is everything—and this home delivers. Enjoy a lifestyle of convenience with walkable access to local shops, restaurants, and cafes, while being just minutes from the historic downtown district and the beautiful shores of Vilano Beach. Experience the best of St. Augustine living, from rich history and vibrant culture to coastal relaxation, all right at your doorstep. Whether you’re looking for a primary residence, investment property, or a blend of both, 12 Sylvan Drive is a truly rare opportunity in one of Northeast Florida’s most desirable neighborhoods. *Both units are currently operating as full time vacation rentals. Please reach out to listing agent for showings. Andrea @ 904-540-7222 andreasells904@gmail. com
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $660,000 | $660,000 | $660,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.361% | 6.183% |
| Monthly Tax Payment | $942 | $942 | $942 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,957 | $4,064 | $5,569 |
| Total Monthly Payment | $4,991 | $5,098 | $6,603 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.