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Move-In Ready Catskill Retreat with Mountain Views. Welcome to easy living in this charming, meticulously maintained 3-bedroom, 2-bath ranch in the heart of the Catskills! This turn-key home offers a bright, open-concept layout featuring an updated kitchen, abundant natural light, and a cozy fireplace that anchors the living space. The lower level adds incredible flexibility with a spacious heated room perfect for a family room, gym, or guest overflow plus dedicated laundry, storage, and a convenient overhead garage door for easy access to lawn equipment or outdoor toys. Step outside and fall in love with the thoughtfully designed multi-tiered property. Enjoy mountain views from the upper patio, gather around the fire pit, or relax on the expansive deck-ideal for entertaining. A fenced area is perfect for pets or hobby farming, complete with three versatile outbuildings. The covered hot tub offers year-round enjoyment in your own private retreat. Recent upgrades including a new driveway, retaining walls, and striking front steps showcase true pride of ownership. Whether you're looking for a full-time residence, weekend getaway, first home, or downsizing opportunity, this property delivers exceptional value in a peaceful setting. Conveniently located near local farms, shops, and markets, with easy access to Oneonta, Prattsville, and skiing at Plattekill. Don't miss this lovingly cared-for Catskill gem just unpack and enjoy!
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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Our Executive Mortgage Banker:
$279,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $223,600 | $223,600 | $223,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $401 | $401 | $401 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,339 | $1,395 | $1,842 |
| Total Monthly Payment | $1,815 | $1,871 | $2,318 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.