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Welcome to this beautiful no-HOA home designed to offer space, comfort, and versatility for modern living. Featuring 5 bedrooms, 4 full bathrooms, and 2 half baths, this thoughtfully designed property is ideal for large families or those seeking additional income opportunities. A legal, permitted accessory dwelling unit (ADU) provides the perfect setup for a mother-in-law suite or rental income, complete with a full kitchen, one bedroom, a full bath, and a laundry closet.
The main home welcomes you with porcelain tile flooring throughout, elegant wood molding designs on the walls, and ceiling fans in every room, creating an open and airy feel. Elegant light fixtures in the dining area and kitchen add a warm, stylish touch, enhancing the inviting atmosphere. The bright open-concept floor plan is perfect for everyday living and entertaining. Two bedrooms share a Jack-and-Jill bathroom, while another bedroom features a private en-suite. The kitchen serves as the heart of the home, showcasing oversized granite countertops, 36-inch cabinetry, and generous space for gathering and making memories. A convenient half bath for guests completes the layout.
All bathrooms feature beautifully tiled showers with elegant finishes, offering a spa-like yet cozy feel throughout the home. For those who enjoy entertaining or need extra storage, the impressive 720 sq. ft. garage includes a half bathroom, bar area, and sink, making it ideal for hosting game nights or weekend get-togethers.
Situated in a charming community near Lake Tohopekaliga in St. Cloud, residents enjoy walking trails, playgrounds, a marina with boat slips, a waterfront restaurant, and some of the best sunset views in town. This inviting home offers comfort, style, and endless possibilities—truly a wonderful place to call home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$565,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $452,000 | $452,000 | $452,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $647 | $647 | $647 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,783 | $2,932 | $3,784 |
| Total Monthly Payment | $3,522 | $3,671 | $4,523 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.