|
|
This is your opportunity to own this Classic beach house in the vibrant Point beach community, walk to water and enjoy clear water views from your bedroom balcony. Year round beach memories await you with magical sunrise and sunsets. As soon as you enter the open living area you are greeted by a original stone fireplace, recently cleaned and refurbished ready to gather around on a winters eve. The Beach Vibe has been kept intact over the years while adding modern amenities. The sun filled kitchen is perfect for gatherings, the banquet area is a favorite. The island and sink placement perfect set up for engaging with guests and providing added storage. Granite countertops. Cabinets just painted, and gas stove and microwave recently purchased. Enjoy the beverage/wine cooler great dry bar area accented with glass cabinets to display your items. Half bath, pantry area and laundry complete this floor. French doors open up to deck and private back yard, already blooming with perennials. Yard is fenced with White privacy fencing and stone patio area for BBQ, sun loungers maybe a hot tub? The artistically crafted shed will convey with property. The freshly painted staircase leads to 3 spacious Bedrooms. Full bath in hall. The main bedroom suite is a retreat. Private balcony for catching the sunrise or sunset with your favorite beverage & clear water views. Walk in Closet with closet system. Additional closet, full bath w shower. Leave the doors open and catch the ocean breeze. Classic beach house in vibrant Point beach community, 4 points of entry plus main beach, walk to water and enjoy clear water views from your bedroom balcony. Year round memories await you with magical sunrise and sunsets. As soon as you enter the open living area you are greeted by a original stone fireplace, recently cleaned and refurbished ready to gather around on a winters eve. The Beach Vibe has been kept intact over the years while adding modern amenities. The sun filled kitchen is perfect for gatherings, the banquet area is a favorite. The island and sink placement perfect set up for engaging with guests and providing added storage. Granite countertops. Cabinets just painted, and gas stove and microwave recently purchased. Enjoy the beverage/wine cooler great dry bar area accented with glass cabinets to display your items. Half bath, pantry area and laundry complete this floor. French doors open up to deck and private back yard, already blooming with perennials. Yard is fenced with White privacy fencing and stone patio area for barbecue, sun loungers maybe a hot tub? The artistically crafted shed will convey with property. The freshly painted staircase leads to 3 spacious Bedrooms. Full bath in hall. The main bedroom suite is a retreat. Private balcony for catching the sunrise or sunset with your favorite beverage & clear water views. Walk in Closet with closet system. Additional closet, full bath w shower. Leave the doors open and catch the ocean breeze. Solar panels are paid in full. House was just painted. See additional for work performed on chimney and roof etc. Roof replace last year under solar panels. New stove, microwave, Washing machine 2024. The point beach Association is 300 per year to enter all 4 access points. Perfect for kayak, paddle board etc. Vibrant fun community, notice the " golf cart parking signs" enjoy seasonal activities. Downtown is thriving with live music and fantastic eateries. Enjoy woodmont and porchfest, so many adventures and memories waiting for you, house is in flood zone , has not flooded, will get occasional seepage in basement with extreme rain. Basement has no mechanicals, has been used for storage, beach toys, patio furniture etc.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Bedroom 2 | Upper | |
| Dining Room | Built-Ins,Combination Liv/Din Rm | Lower |
| Eat-In Kitchen | Bay/Bow Window,Balcony/Deck,Breakfast Nook,Granite Counters,Dry Bar | Main |
| Living Room | Book Shelves,Combination Liv/Din Rm,Dry Bar,Fireplace,Hardwood Floor | Lower |
| Primary Bedroom | Balcony/Deck,Bedroom Suite,Ceiling Fan | Upper |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$629,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $503,999 | $503,999 | $503,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $638 | $638 | $638 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,901 | $3,227 | $4,185 |
| Total Monthly Payment | $3,631 | $3,957 | $4,915 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.