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Trying to decide between the mountains or the lake? Why not both. Set on just under 2 acres in Cedar Creek on Lake Keowee, this home gives you sunset views year-round, and in the winter you can see the mountains. The views are awesome, especially in the winter. If you want to see more of the mountains, it wouldn’t take much. When you’re ready for the water, your boat slip is just a short golf cart ride away. Easy to get to, easy to use. It’s an end tie, which makes getting in and out easier. Cedar Creek is a gated community that gives you the lifestyle without the resort price tag. Clubhouse, pickleball, marina… but it still feels private. Inside, the home feels intentional. Hickory floors, stone fireplace, and wraparound porches on both levels that you’ll end up using all the time. The main living room opens up with vaulted ceilings, and there’s also a large screened porch with the same feel that you’ll find yourself using more than you planned. This is a house that works just as well for two people as it does for a full house. The kitchen ties in naturally. If you know your way around a kitchen, you’ll appreciate not just how it looks, but how it works. Big farmhouse sink, stainless island, and room to move. The primary suite is on the main level, with a walk-in tile shower and direct access to the deck. There’s also a second bedroom on the main. Upstairs, there’s another bedroom with its own balcony, a crow’s nest-style space that gives you another spot to take in the views. There are also two unfinished spaces that give you options down the road or plenty of storage now. The lower level is where the home really extends how it lives. A large second living area that works just as well for a quiet night as it does for a full house. It gives you space for guests without everyone being on top of each other. The accent wall is kill beetle pine, which gives it a texture and character you don’t see often. There’s also a second primary suite, ideal for guests, plus a workshop space that could be finished if you ever needed more. If this feels right, it’s worth a look.
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Our Executive Mortgage Banker:
$1,295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,036,000 | $1,036,000 | $1,036,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.300% | 6.247% | 6.183% |
| Monthly Tax Payment | $343 | $343 | $343 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,128 | $6,295 | $8,742 |
| Total Monthly Payment | $6,596 | $6,763 | $9,210 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.