16 Canal Road, Wurtsboro, NY, 12790 | $474,900

Tucked within the forever-wild private community of Wolf Lake, 16 Canal Road offers something increasingly rare in this market, a purpose-built lake home, not a cabin conversion, designed from the ground up for year-round comfort and lake living. This 3-bedroom, 2-bath chalet sits on the lake side of Canal Road, putting the shared dock and deeded lake access just steps from your back deck without ever crossing the street. Southern exposure and a wraparound deck framing the surrounding woodland make the outdoor experience here genuinely hard to replicate. Inside, cathedral ceilings anchor an open-concept living area filled with natural light. The chalet layout adds a full upper level with a primary suite and loft with a view of the lake. Mitsubishi mini-split systems in both the main living area and primary suite deliver efficient heating and cooling year-round, complementing the existing baseboard heat. A full basement rounds out the utility picture with meaningful storage and expansion potential. Built in 1993 and maintained as a true four-season residence, this is a home that works, structurally sound, functionally equipped, and ready for the buyer who wants to enjoy Wolf Lake rather than convert a cabin. Wolf Lake is one of Sullivan County's most sought-after private lake communities, featuring 1, 800 acres of forever-wild forestland, miles of maintained hiking trails, member access to three spring-fed lakes, and a clubhouse with a full calendar of community events. Just 90 minutes from the George Washington Bridge. One-time membership fee: $5, 250. Annual dues: $1, 350.

Features

  • Amenities: Basketball Court, Clubhouse, Other, Playground, Recreation Facilities
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Chalet
  • Year Built: 1993
  • Heating: Baseboard, Electric
  • Cooling: Ductless
  • Basement: Full
  • Approx Sq. Feet: 1,250
  • Acreage: 0.25
  • Est. Taxes: $5,672
  • HOA Fee: $1,350 Annually
  • Lot Desc: Corner Lot, Level, See Remarks
  • View: Lake, Water
  • Elem. School: Emma C Chase School
  • Middle School: Robert J Kaiser Middle School
  • High School: Monticello High School
  • School District: Monticello
  • Appliances: Electric Oven, Electric Range, Refrigerator
  • MLS#: 995091
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/995091/16canalroad_wurtsboro_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of J. Morreale, LTD   Phone: 845-796-3707

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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16 Canal Road, Wurtsboro, NY, 12790

$474,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $379,920 $379,920 $379,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $473 $473 $473
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,187 $2,433 $3,155
Total Monthly Payment $2,735 $2,981 $3,703

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.