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Presented by
Annie Dillon - The Annie Dillon Team |
HIGHEST AND BEST DUE ON MONDAY, MAY 11 AT NOON. This well-maintained 4-bedroom Colonial offers inviting curb appeal, 2. 5 bathrooms, a flexible floor plan, and timeless charm. Exterior features include vinyl siding, classic replacement windows, and two garages-an attached garage with a wide 2-car driveway for everyday convenience, plus a high-quality 14' x 24' Kloter Farms prefab detached garage, ideal for a vehicle, workshop, or studio. Inside, you'll find hardwood floors and neutral colors throughout. The sun-filled front living room features a picture window with two additional windows, recessed lighting, and a cozy gas fireplace that opens to the dining room. The dining room showcases wide board plank flooring and half walls with pillars, adding warmth and character. The kitchen offers a functional layout with granite countertops, glass-front oak cabinetry, a window over the sink, and a distinctive slate floor. Just off the kitchen is a convenient mudroom area. Open to the kitchen is versatile space perfect for a family room or expanded kitchen. A combined half bath and laundry area completes the main level. Upstairs, a charming staircase leads to four bedrooms. The primary bedroom includes a private full bath with a shower stall, while three additional bedrooms share a full bath with a tub/shower combination. The lower level adds approximately 400 square feet of finished (unheated) space with vinyl flooring, plus additional storage including a walk-in closet. A hatchway provides direct access to the backyard. Set on a level lot in a desirable neighborhood with sidewalks, this home is conveniently located near schools, parks, and shopping. The lawn is beautifully maintained, reflecting the pride of ownership throughout, and the surrounding homes feature equally well-kept yards, enhancing the overall appeal of the neighborhood. Outdoor highlights include a large deck with built-in benches, a brick paver patio, a front paver walkway, and a Kloter Farms red barn (20' x 10') for lawn equipment and extra storage. Additional features include natural gas heat, central air, an attic fan, a roof approximately 10 years old, and recently serviced HVAC systems. Lovingly maintained by the same owner for 27 years, this home is located in the Highcrest Elementary School district and is ready for its next chapter.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 10.6 x 14.2 | Upper |
| Bedroom 2 | Hardwood Floor | 12.4 x 10.3 | Upper |
| Bedroom 3 | Hardwood Floor | 12.0 x 10.3 | Upper |
| Dining Room | Hardwood Floor | 12.4 x 14.3 | Main |
| Family Room | Hardwood Floor | 13.0 x 10.3 | Main |
| Full Bath | Tub w/Shower,Tile Floor | Upper | |
| Half Bath | Laundry Hookup,Tile Floor | Main | |
| Kitchen | Granite Counters,Laundry Hookup,Pantry,Slate Floor | 10.0 x 17.9 | Main |
| Living Room | Gas Log Fireplace,Hardwood Floor | 11.6 x 21.8 | Main |
| Primary Bedroom | Full Bath,Stall Shower,Hardwood Floor | 11.2 x 14.3 | Upper |
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Sales Vice President
William Raveis Real Estate
Phone: 860.729.2998
Annie.Dillon@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 970.390.2521
John.Kirkutis@raveis.com
NMLS Mortgage Loan Originator ID 1424716
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $799 | $799 | $799 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,398 | $2,495 | $3,294 |
| Total Monthly Payment | $3,272 | $3,369 | $4,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.