20079 Larino LOOP, Estero, FL, 33928 | $425,000

Furnished lakefront townhouse with extended lanai in Bella Terra.
If you’ve been waiting for a move-in ready home with a view, this one checks the boxes. Bright, open, and thoughtfully designed, the main living space centers around a large remodeled kitchen with stone countertops, wood cabinetry, black stainless steel appliances, and an oversized island that naturally becomes the gathering spot.
The living area opens to a spacious screened lanai overlooking the lake, giving you that indoor-outdoor Florida lifestyle buyers are always chasing. Morning coffee, evening sunsets, or just a quiet place to unwind, it’s all right here.
Upstairs offers a flexible loft space perfect for a home office, second living area, or guest overflow, along with a split-bedroom layout for privacy. The primary suite is generously sized with a tray ceiling, walk-in closet, and dual sink vanity in the en-suite bath.
Neutral finishes, plantation shutters, and a clean, well-kept feel throughout make this home easy to love from the moment you walk in. 2-car garage, tankless water heater, and most furnishings included make it truly perfect.
Bella Terra features 400 acres of conservation preserves and 100 acres of lake encompassing a resort-style clubhouse, a 24-hour fitness center, engaging activities like bingo and boot camp, water aerobics, poker and food truck nights for a vibrant social life. Every member of the family will find something to enjoy, from the resort-style pool and spa to the secured, shaded children's play area. Sports enthusiasts can partake in sand volleyball, tennis, pickleball, basketball, softball, bocce ball, or even try out the in-line skate rink. Find solace in the peaceful butterfly garden. Bella Terra is a place you'll be proud to call home.

Features

  • Amenities: Basketball, Bike And Jog Path, Bocce Court, Park, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Playground, Sidewalks, Street Lights, Tennis Court(s), Volleyball, Gated, Tennis
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 31 x 44 x 183 x 157
  • Laundry: Inside
  • Year Built: 2006
  • Garage: 2-car Driveway Paved, Garage Door Opener, Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Basement: Central Electric
  • Approx Sq. Feet: 2,695
  • Acreage: 0.12
  • Lot Size: 31 x 44 x 183 x 157
  • Est. Taxes: $6,184
  • HOA Fee: $443 Quarterly
  • Lot Desc: Regular
  • View: Lake
  • Elem. School: CHOICE
  • Middle School: CHOICE
  • High School: CHOICE
  • Pet Policy: Number Limit
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Washer
  • MLS#: 226011239
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/226011239/20079larinoloop_estero_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. BK3330055FL. Properties displayed on this Website include properties listed with brokerage firms other than William Raveis Real Estate. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS™ Multiple Listing Service.
Listing courtesy of ROYAL SHELL REAL ESTATE, INC.   Phone: 239-992-9100

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20079 Larino LOOP, Estero, FL, 33928

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $515 $515 $515
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,093 $2,205 $2,846
Total Monthly Payment $2,683 $2,795 $3,436

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.