13932 SE 96TH CIRCLE, Summerfield, FL, 34491 | $649,999

Find your permanent paradise at this beautiful "turn key" home in the sunshine state! That's right, all furnishings come with this one. You even get your own gas golf cart! Located in Del Webb's Spruce Creek Golf and Country Club, an exclusive 55+ community minutes from The Villages, Florida. Here you will find fabulous amenities and the resort-lifestyle you've been dreaming of! This 3/2 (split plan) open concept home is perfect for your everyday lounging by the pool or hosting fabulous cocktail parties! The private 14x21 heated, screened enclosed SALT WATER POOL has a water fall, new pool pump and a fabulous mural screen on the back wall. From the moment you walk in, you feel the warmth and the heart of what a home should be. The high ceilings, crown molding and plantation shutters add so much character to the home. Some of the bonus features include a brand new ice maker, kitchen reverse osmosis water system, and a tankless water heater. Primary bedroom features a Trey ceiling, walk-in closet and an ensuite primary bath complete with deep soaking tub and separate shower. You will also enjoy Faux marble countertops and shower surround. Double sinks are also an added feature in this stunning bathroom! Have guests? No problem. There are 2 extra bedrooms on the far side of the home. Guests will enjoy their own bedroom with a shared bathroom. Come check this beauty out before it's gone!

Features

  • Amenities: Clubhouse, Gated, Golf Course, Pool, Recreation Facilities, Security, Shuffleboard Court, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2004
  • Garage: 2-car Golf Cart Garage
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,413
  • Acreage: 0.22
  • Est. Taxes: $6,684
  • HOA Fee: $214 Monthly
  • Lot Desc: Cul-De-Sac
  • Adult Communities: Yes
  • Elem. School: Belleview Elementary School
  • Middle School: Lake Weir Middle School
  • High School: Lake Weir High School
  • Pool: Gunite, Heated, In Ground, Salt Water, Screen Enclosure, Solar Cover
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener
  • MLS#: G5111721
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/G5111721/13932se96thcircle_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/9/2026 6:09:42 PM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13932 SE 96TH CIRCLE, Summerfield, FL, 34491

$649,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,999 $519,999 $519,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $557 $557 $557
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,076 $3,202 $4,214
Total Monthly Payment $3,725 $3,851 $4,863

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.