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Sometimes you find a home and immediately feel the WOW factor! 18 Althea is one of those homes, nestled in the wooded marsh in the Fullerwood neighborhood of St. Augustine. Built on stilts, the 2, 223 SF property sits on . 67 of an acre, backing to Robinson Creek. Imagine taking your paddle board or kayak to the intracoastal waterway. The builder spared no detail, importing materials to create a serene retreat like no other. An extended paver driveway leads to a covered parking area and storage, perfect for vehicles, water toys and supplies. Upstairs, the wrap-around porch is welcoming with a bar for seating. Through the double doors, the open-concept great room/dining and kitchen combination is perfect for entertaining. High ceilings are covered in wood. The main floor of the house includes TWO primary suites with large closets and ''matching bathrooms, '' plus a third room with double doors, currently being shown as a bedroom (nonconforming). Stairs lead to a 250 SF loft that can be turned into another bedroom, office, or a hangout space. This property is zoned RS-2. Being close to Vilano Beach and the historic district of St. Augustine and the best shopping and restaurants the area has great benefits. NO HOA or CDD fees! This unique home won't last for long!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $799,200 | $799,200 | $799,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,027 | $1,027 | $1,027 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,792 | $4,921 | $6,744 |
| Total Monthly Payment | $5,911 | $6,040 | $7,863 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.