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Much larger than it appears, this charming, well-loved 4 bedroom Cape exhibits newer windows, siding and doors, a flexible layout and room to grow, with the same owners for over 30 years. Features a bright living room that opens up to a spacious eat in kitchen, and dining area with sliders to the grassy backyard. Hardwood floors, a clean full bath and two bedrooms (including the primary) make up the remainder of the first floor with easy access inside to the full, unfinished basement--one ready for your storage and workshop needs. The second level provides additional living space: potential to add a second bathroom and a set of bedrooms ready to be dormered for future possibilities. Outside, your private, fenced yard holds plenty of space for entertaining, gardening, or relaxing. Other features include gas availability in the street for simpler conversion; 200-amp electric; PEERLESS heating system; one-layer roof; thermal/insulated windows. Conveniently located near shopping, parks, schools, and transportation, this classic Cape home is a great opportunity for buyers looking for space, value, and future potential within South Huntington Schools.
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Our Executive Mortgage Banker:
$591,996
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $473,597 | $473,597 | $473,597 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $852 | $852 | $852 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,726 | $3,032 | $3,933 |
| Total Monthly Payment | $3,670 | $3,976 | $4,877 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.