92503 SHIPTON Lane, Fernandina Beach, FL, 32034 | $719,000

RARE Kingsley Creek Home | NO CDD | POND VIEW | 3-CAR GARAGE | FIRST-FLOOR OWNER'S SUITE Welcome to this exceptional Kingsley Creek home offering NO CDD fees and serene private pond views. Designed for both luxury and functionality, the main level features wood-look tile throughout (NO carpet) and a bright open-concept layout. The spacious living area showcases a triple-stacking sliding glass door that opens to a large covered lanai, creating seamless indoor-outdoor living. The chef's kitchen is equipped with Café stainless steel appliances, a natural gas cooktop, built-in oven and microwave, quartz countertops, designer backsplash, and a reverse osmosis system. A convenient drop zone connects the kitchen to the epoxied THREE-car garage, complete with a water softener and TRANE whole-house generator. The FIRST-FLOOR OWNER'S SUITE provides a private retreat with a spa-like bath, soaking tub, zero-entry shower, and custom walk-in closet, while a dedicated home office or flex space sits just off the entry. Upstairs, you'll find three additional bedrooms, including one ensuite, along with a large bonus room ideal for a media room, guest suite, or playroom. Additional features include 8-foot interior doors, recessed LED lighting, and pre-plumbing for an outdoor kitchen. The spacious backyard and covered lanai overlook the pond with ample room to add a pool and create your dream outdoor oasis. Conveniently located just minutes from the beaches of Amelia Island, as well as shopping and dining. 1-year home warranty included. Schedule your private tour today--this one stands out.

Features

  • Amenities: Pool, PlaygroundSidewalks, Street Lights, Curbs
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: In Unit, Lower Level
  • Style: Multi Generational, Traditional
  • Year Built: 2023
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air, Electric, Zoned
  • Approx Sq. Feet: 2,950
  • Acreage: 0.3
  • Est. Taxes: $7,448
  • HOA Fee: $385 Quarterly
  • Lot Desc: Cul-De-Sac, Dead End Street, Many Trees, Sprinklers In Front, Sprinklers In Rear
  • View: Pond, Trees/Woods, Water
  • Elem. School: Emma Love Hardee
  • Middle School: Fernandina Beach
  • High School: Fernandina Beach
  • Appliances: Dishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • MLS#: 2143102
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/2143102/92503shiptonlane_fernandinabeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

92503 SHIPTON Lane, Fernandina Beach, FL, 32034

$719,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $575,200 $575,200 $575,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.628% 5.933%
Monthly Tax Payment $621 $621 $621
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,495 $3,632 $4,777
Total Monthly Payment $4,208 $4,345 $5,490

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.