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472 Gramatan Avenue, #O2, Mount Vernon, NY, 10552 | $199,000
Welcome home to this lovely 1 bedroom co-op on the second floor of Building 3! Unit has been recently painted. Hardwood floors have been refinished. New crown molding. Bathtub has been reglazed. New ceiling fans in kitchen & bedroom. New custom window shades throughout. Tiled kitchen and bathroom. Stainless steel appliances. This home is clean and move-in ready! Building is quiet and clean. Laundry room in basement. Close to Metro-North Fleetwood station, shopping, and dining. Parking is waitlisted. Building offers storage rooms and a bicycle room. 20% deposit. Maximum financing is 80%. Minimum income is 45x the monthly maintenance and mortgage. Post-closing liquidity requirements of minimum 6 months' of maintenance and mortgage. Max Debt-to-Income Ratio: 30% 1 dog allowed - max 30 pounds. Subletting allowed after 5 years; can only sublease for 2 years max. Short-term rentals not allowed. AirBnB & Pied-a-terres not allowed. Please remove shoes or wear provided shoe covers upon entering unit.
Features
- Parking: On Street, Parking Lot, Waitlist
- Heating: Natural Gas
- Cooling: Wall/Window Unit(s)
- Levels: 5
- Rooms: 3
- Bedrooms: 1
- Baths: 1 full
- Laundry: Common Area, In Basement, Laundry Room
- Complex: Wellington Court
- Year Built: 1930
- Approx Sq. Feet: 727
- Acreage: 2.93
- Elem. School: Pennington
- Middle School: Pennington
- High School: Mt Vernon High School
- School District: Mount Vernon
- Pet Policy: Dogs OK
- Appliances: Gas Oven, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s)
- MLS#: 994994
- Days on Market: 10 days
- Website: https://www.raveis.com
/prop/994994/472gramatanavenue_mountvernon_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
472 Gramatan Avenue, #O2, Mount Vernon, NY, 10552
$199,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $159,200 | $159,200 | $159,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $980 | $1,005 | $1,322 |
| Total Monthly Payment | $1,055 | $1,080 | $1,397 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535