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Welcome to 3 Miller Road, a charming four-bedroom, three-bathroom home on nearly an acre of peaceful grounds in Putnam Valley. Built in 1990 and spanning 3, 492 square feet, this property offers incredible bones and tremendous potential for the right buyer ready to make it their own. The home features spacious, naturally lit rooms with classic architecture and well-proportioned layouts. High ceilings in the entryway and abundant windows flood the interior with natural light. A modern kitchen with dark cabinetry and granite countertops serves as a functional hub, while the flexible floor plan accommodates living, dining, and workspace needs. Multiple bedrooms showcase solid construction and good proportions—ideal for customization. The home includes bathrooms with classic fixtures and ample storage solutions throughout. You'll find a finished basement with workout and office potential, featuring a sliding glass door that provides natural light and outdoor connection (currently functional with minor cosmetic wear). This property is being sold as-is, presenting an excellent opportunity for buyers who appreciate the home's solid foundation and layout. With its generous square footage, mature landscaping, and quiet location on nearly an acre, this home rewards vision and thoughtful updates. The strong bones are all here—waiting for your personal touch to transform it into a cherished home. Peaceful grounds, spacious rooms, and endless possibility make this a compelling canvas for the right buyer.
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Our Executive Mortgage Banker:
$910,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $728,000 | $728,000 | $728,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,532 | $1,532 | $1,532 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,077 | $4,423 | $6,094 |
| Total Monthly Payment | $5,701 | $6,047 | $7,718 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.