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Welcome to 3 Miller Road, where exceptional space and endless potential come together on nearly an acre in the heart of Putnam Valley. Offering 3, 492 square feet above grade plus a finished basement, this four-bedroom, three-bathroom home presents a rare opportunity to create a residence tailored to your personal style while enjoying the generous footprint that's increasingly difficult to find. Inside, you'll find spacious, naturally lit rooms, soaring ceilings in the entryway, and a thoughtfully designed layout that comfortably accommodates everyday living, entertaining, and today's work-from-home lifestyle. The kitchen serves as the heart of the home with granite countertops, ample cabinetry, and direct access to the surrounding living spaces. The finished basement adds valuable flexibility, offering ideal space for a home office, fitness area, recreation room, media room, or multi-generational living. Throughout the home, generous room sizes and abundant storage provide a solid foundation for both immediate enjoyment and future personalization. Being sold as-is, this home is perfectly suited for buyers who recognize the value of exceptional square footage, a functional layout, and the opportunity to update a home to reflect their own vision rather than paying a premium for someone else's design choices. Set on nearly an acre in a peaceful Putnam Valley setting, 3 Miller Road combines privacy, space, and versatility with convenient access to major roadways, Metro-North, parks, lakes, hiking trails, and all that the Hudson Valley has to offer. Whether you're looking for room to grow, entertain, or simply create your dream home, this property offers a remarkable opportunity to make it your own.
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Our Executive Mortgage Banker:
$910,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $728,000 | $728,000 | $728,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.121% | 6.058% |
| Monthly Tax Payment | $1,532 | $1,532 | $1,532 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,077 | $4,365 | $6,094 |
| Total Monthly Payment | $5,701 | $5,989 | $7,718 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.