431 W MAC PLACE, Citrus Springs, FL, 34434 | $240,000

Welcome to this beautifully maintained home in the heart of Citrus Springs, where comfort, space, and privacy come together. Step inside to an inviting main living area featuring vaulted ceilings and luxury vinyl flooring, creating a light, airy feel. A standout feature is the three-panel glass sliding door, seamlessly connecting the living room to the screened-in porch, perfect for enjoying Florida’s indoor-outdoor lifestyle year-round. The kitchen offers both functionality and charm, complete with a cozy breakfast nook framed by bay windows, allowing natural light to pour in, an ideal space to start your day. The split-bedroom layout provides comfort and privacy, with luxury vinyl in the bedrooms and a spacious primary suite featuring a large walk-in closet. Additional highlights include a fenced in backyard, irrigation system in the front and back yard and a SimpliSafe security system. With vacant lots located directly behind and to the right of the home enhancing the sense of space and tranquility. Located in Citrus Springs, a growing community known for its natural beauty, and relaxed lifestyle, residents enjoy access to the 47-mile Withlacoochee State Trail, parks, and nearby golf courses. With no HOA and convenient access to Crystal River, Dunnellon, and the Gulf Coast, this location offers the perfect balance of quiet living and everyday convenience. This is a home that has truly been cared for, ready for its next owner to move in and enjoy. Call today for a private showing.

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: In Garage
  • Year Built: 2002
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,424
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $788
  • Elem. School: Citrus Springs Elementar
  • Middle School: Citrus Springs Middle School
  • High School: Lecanto High School
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8504101
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/TB8504101/431wmacplace_citrussprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/17/2026 9:32:56 PM)

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Jesse PhillipsSales Associate

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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431 W MAC PLACE, Citrus Springs, FL, 34434

$240,000

Jesse Phillips

Sales Associate

William Raveis Real Estate

Phone: 561.662.5856

Jesse.Phillips@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $192,000 $192,000 $192,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $66 $66 $66
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,105 $1,229 $1,594
Total Monthly Payment $1,246 $1,370 $1,735

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.