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A rare lakefront offering in one of Mahopac's most prestigious communities. This extraordinary 9. 41 acre builder site delivers approximately 900 feet of private frontage on Kirk Lake, a quiet motorboating lake with no public launch or marinas, ensuring an exclusive, serene waterfront experience. An existing private dock is in place and transfers with the property. Situated at the end of a cul-de-sac within the coveted Lakeview at Hill Farm subdivision, the parcel offers total privacy and seclusion while remaining just minutes from shopping, dining, the Taconic State Parkway, and Metro North commuter rail at Croton Falls. New York City is approximately 50 miles south. Directly across from the renowned Putnam National Golf Club, this is a setting that simply cannot be replicated. The site has prior Putnam County Board of Health approval for a septic system (originally issued April 2001, renewed April 2003). Renewal with the Town is expected to be straightforward, removing one of the most time-consuming hurdles in the development process. The parcel is zoned LDR (Low Density Residential) in the Town of Carmel and is ideally suited for a custom estate home of 4, 000 to 6, 000+ square feet, consistent with the surrounding homes in Lakeview at Hill Farm, where residences are valued from $920, 000 to over $2, 000, 000. Kirk Lake is protected by NYC watershed regulations, which permanently restrict new lakefront development on the lake. Combined with the near impossibility of obtaining new dock permits, this property represents a truly irreplaceable asset. Homes in this immediate neighborhood feature 3, 500 to 6, 000+ square feet, cathedral ceilings, gourmet kitchens, and lake oriented living spaces on lots ranging from 1 to 12+ acres. Build the lakefront estate of your dreams on one of the last premier parcels available in the Mahopac lake region.
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Our Executive Mortgage Banker:
$895,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $716,000 | $716,000 | $716,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,009 | $4,350 | $5,994 |
| Total Monthly Payment | $4,101 | $4,442 | $6,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.