45 N Chestnut Street, Beacon, NY, 12508 | $748,000

Built in 1900, this fully renovated Beacon classic blends timeless character with modern updates, offering a light-filled, elegant, and open living experience. Situated on a quiet block just steps away from central Main Street, this home places you within easy walking distance of Beacon’s shops, restaurants, cafes, and the Metro-North—offering both privacy and connection in one of the Hudson Valley’s most desirable locations. The thoughtfully redesigned interior offers a spacious living area with refined features like custom-built bay window seating and a seamless flow ideal for everyday living and entertaining. The kitchen features crisp white shaker-style cabinetry with patinated brass hardware, custom white oak shelves, generous leathered black granite counter space, and ample storage. New kitchen appliances include an induction range, microwave, counter depth refrigerator, and paneled dishwasher. The kitchen also features direct access to the back deck—perfect for outdoor dining. Windows throughout the home overlook a beautifully landscaped, naturalistic yard with flowering trees, shrubs, and mature perennials. The main level also offers a convenient dining area, a charming powder room featuring Morris and Co. wallpaper, wainscoting, and custom cabinetry, and a well-appointed laundry room with lots of storage and a new washing machine and dryer. Upstairs are three bedrooms and a full bathroom. The spacious primary bedroom offers double his-and-hers closets and three large windows. The systems have been updated as well including all new electric and a heat pump system installed in 2025 that provides whole home heating and cooling (with a high-efficiency gas boiler providing additional heat when needed). Newly installed maple hardwood floors and bespoke millwork throughout the house add historic character. The spacious front porch looks out on evergreen shrubs and a Japanese maple tree, and the private, fenced backyard features lush landscaping, a wooden deck, and charming flagstone patio, creating a quiet outdoor retreat. Mature mulberry, apple, and serviceberry trees offer a sweet harvest every year. A driveway leads to a detached garage studio—fully electrified and currently used as a woodworking shop—with strong potential for conversion into an accessory dwelling. Between the garage, attic, and basement, storage space abounds. Thank you for your interest! We are requesting best and final offers by Wednesday 5/13 at 5: 00pm

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Laundry Room
  • Style: Victorian
  • Year Built: 1900
  • Garage: 1-car
  • Heating: Hot Water, Natural Gas
  • Cooling: Central Air
  • Basement: Unfinished
  • Approx Sq. Feet: 1,750
  • Acreage: 0.15
  • Est. Taxes: $12,210
  • Elem. School: Sargent School
  • Middle School: Rombout Middle School
  • High School: Beacon
  • School District: Beacon
  • Appliances: Convection Oven, Cooktop, Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 994797
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/994797/45nchestnutstreet_beacon_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Robert A. McCaffrey Realty Inc   Phone: 845-265-4113

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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45 N Chestnut Street, Beacon, NY, 12508

$748,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $598,400 $598,400 $598,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $1,018 $1,018 $1,018
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,684 $3,778 $4,969
Total Monthly Payment $4,794 $4,888 $6,079

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.