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Welcome to 420 Cemetery Road in Cowpens, where comfort, style, and small-town charm come together. This 3-bedroom, 2-bath home offers a thoughtful layout with inviting living spaces filled with natural light, creating a warm and welcoming feel from the moment you step inside. The kitchen and main living areas feature granite countertops, LVP flooring, and stainless steel appliances, giving the home a fresh, modern touch while still feeling comfortable and livable. The spacious primary suite offers a relaxing retreat, complete with a trey ceiling that adds character and an open, airy feel. Step outside and enjoy both covered front and back porches—perfect for slow mornings with coffee or winding down in the evenings. The 2-car garage adds convenience and storage, while the generous lot provides plenty of room to enjoy the outdoors, garden, or simply have space to spread out. With no HOA, you’ll appreciate the freedom and flexibility this property offers. Nestled in the heart of Cowpens, you’ll enjoy a peaceful setting while still being just a short drive to Spartanburg and Gaffney for shopping, dining, and everyday conveniences. This home is the perfect blend of comfort, charm, and practicality—come see it for yourself and imagine the possibilities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $208,000 | $208,000 | $208,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $442 | $442 | $442 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,281 | $1,313 | $1,727 |
| Total Monthly Payment | $1,798 | $1,830 | $2,244 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.