|
|
Welcome to Oak Hill Estates, a desirable neighborhood ideally situated just off of Route 138, offering easy access to URI, the Amtrak Station, I-95, and the beautiful beach communities of South County. This classic 4 bedroom, 2. 5 bathroom Colonial style home is set on a generous 3/4 acre lot, featuring sprawling front lawn and inviting farmers porch that sets the tone for relaxed, everyday living. Inside, the home offers a bright and open floor plan, accented by hardwood floors, wainscoting detail, and warm wood accents, including shelving, center beam, and fireplace mantle. The eat in kitchen is both functional and stylish, complete with stainless steel appliances, granite countertops, center island, and abundant cabinetry. Slider from the kitchen/living area lead to the back deck, overlooking the expansive, fenced in backyard which is mostly level and ideal for outdoor activities, with a gentle hill perfect for winter sledding. Upstairs, the spacious primary suite features a walk in closet and private bath with double vanity. Three additional bedrooms and second full bathroom provide ample space for family, guests, office space, or playroom. A two car garage along with an unfinished basement offering excellent storage and future expansion potential completes this well-rounded home. Set in a quiet residential neighborhood with ample open space and a convenient location, this property offers a wonderful lifestyle.
Copyright © 2026 State-Wide MLS, Inc. All rights reserved.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$785,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $628,000 | $628,000 | $628,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $616 | $616 | $616 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,867 | $4,021 | $5,257 |
| Total Monthly Payment | $4,575 | $4,729 | $5,965 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.