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515 Elm Street, W. Hempstead (West Hempstead), NY, 11552 | $765,000
515 Elm Street is a 1923 bungalow set on 77 x 92 lot, proudly owned for over 60 years and filled with unique charm including built ins and ceiling details. Circular driveway, 2 car detached garage and workshop with pellet stove in yard. This home offers a thoughtfully refreshed interior with newly rebuilt fireplace with new doors. Living room, dining room, eat in kitchen & gas cooking. 1st floor main bedroom with full bath. 5 bedrooms total and 2 full baths. Hardwood floors, new carpeting, young roof (5-7 years ) and 1 yr old hot water heater. Newer large washer/ dryer. You will enjoy the tranquil yard with deck, wood awning, exotic tree planting and manicured garden with koi pond- including the fish! Taxes are $11, 950. Finished lower level with separate entrance for extended family living. This home is being sold as-is. Located just one block from the LIRR, this home offers an easy and convenient commute to Manhattan, making it ideal for both homeowners and investors alike
Features
- Town: W. Hempstead
- Rooms: 10
- Bedrooms: 5
- Baths: 2 full
- Laundry: Gas Dryer Hookup, In Basement, Laundry Room, Washer Hookup
- Style: Bungalow
- Year Built: 1923
- Garage: 2-car
- Heating: Hot Water
- Cooling: Wall/Window Unit(s)
- Basement: Finished, Full
- Approx Sq. Feet: 1,186
- Acreage: 0.16
- Est. Taxes: $11,968
- Lot Desc: Back Yard, Landscaped, Private
- Elem. School: Chestnut Street School
- Middle School: West Hempstead Secondary School
- High School: West Hempstead Secondary School
- School District: West Hempstead
- Appliances: Dishwasher, Gas Oven, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Gas Water Heater
- MLS#: 994401
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/994401/515elmstreet_whempstead_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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515 Elm Street, W. Hempstead (West Hempstead), NY, 11552
$765,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $612,000 | $612,000 | $612,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $997 | $997 | $997 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,768 | $3,969 | $5,123 |
| Total Monthly Payment | $4,857 | $5,058 | $6,212 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535