400 64TH AVENUE, #907 W, St Pete Beach, FL, 33706 | $385,000

WAKE UP TO WATERFRONT BLISS — PEACE OF MIND INCLUDED W/ SOLID FINANCIALS & MILESTONES PASSED | ST. PETE BEACH |
Welcome home to this stunning corner-unit residence at Three Palms Pointe, one of St. Pete Beach's most coveted waterfront addresses — where every morning begins with shimmering Intracoastal sunrises from your master suite and every evening ends with golden Gulf sunsets from your private balcony. This beautifully updated 2-bedroom, 2-bathroom split-floor-plan residence has been thoughtfully renovated with luxury vinyl plank flooring, marble counters, an undermount sink, shaker-style cabinetry, and stainless steel appliances. The spacious master wing easily accommodates a king bed and features a walk-the-length closet, while the fully updated en-suite bath shines with a dual-sink vanity, fresh tile, and new lighting. The generous split layout offers true privacy for guests, and the corner position means breathtaking water views from every room. For today's discerning buyer, financial peace of mind matters as much as the view — and Three Palms Pointe delivers on both. The building has successfully completed its Milestone Inspection and SIRS structural reserve study, with reserves now fully funded, meaning no looming special assessments and a fully protected investment. Boating enthusiasts will love the on-site boat slips (subject to availability), putting your vessel steps from your door. The vibrant community amenities include a waterfront heated pool, putting green, shuffleboard, fitness room, sauna, and billiards room. The sugar-sand beaches of St. Pete Beach are just a 3-block stroll away. Additional conveniences include one covered parking space and a private hallway storage room for seasonal items. Rental flexibility allows up to 2 leases annually with a 3-month minimum — ideal for seasonal owners who travel. Turnkey, certified, and move-in ready: this is the Florida waterfront lifestyle you have earned.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 11
  • Amenities: Fitness Center, Gated, Laundry, Security, Storage
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Same Floor As Condo Unit
  • Complex: THREE PALMS POINTE
  • Year Built: 1974
  • Approx Sq. Feet: 1,131
  • Est. Taxes: $4,368
  • Condo Fee: $856 Monthly
  • View: City, Pool, Water
  • Water Front: Yes
  • Pet Policy: No
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8503626
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/TB8503626/40064thavenue_stpetebeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/30/2026 7:17:08 PM)
Listing courtesy of Compass Florida LLC   Phone: 727-339-7902

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

400 64TH AVENUE, #907 W, St Pete Beach, FL, 33706

$385,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $308,000 $308,000 $308,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $364 $364 $364
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,845 $1,922 $2,537
Total Monthly Payment $2,284 $2,361 $2,976

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.