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The perfect mix of neighborhood charm and private retreat welcomes you to your next chapter. Tucked away in this quiet Ellington cul-de-sac on Sugar Hill sits this well maintained colonial where you will feel at home the moment you arrive. Surrounded by the calm of a wooded setting, it offers that perfect balance of peace and privacy. Enjoy coffee and sunrises on your back deck and 16x24 natural stone patio, as well as evening sunsets on the front porch. Inside, a thoughtfully arranged space allows the home to flow effortlessly to support both lively gatherings and quiet, cozy moments by the fireplace- spaces that adapt as life does. The quality finish of the lower level adds even more flexibility- even a cedar closet and great storage- supporting whatever fits your lifestyle. Outdoors is a nature lover's paradise including mature plantings, stone walls, and perennial gardens which create a private feel while staying connected to the neighborhood. With a new roof and garage doors (March 2026) you can feel at ease for years to come. Crystal Lake, Crystal Lake School, and scenic walking trails are just a mile away along with a 20 minute commute to Hartford or The University of Connecticut- you don't have to choose between convenience and tranquility. Here, you get both. This isn't just a house- it's a place to settle in, unwind, and truly feel at home. A place that doesn't just hold your life but becomes part of your story. Visual inspection of the foundation was completed - report attached in the disclosure packet - " Overall, we did not observe any significant structural cracks, map cracking, or other signs of concrete distress in the exposed concrete areas, and there did not appear to be any visual evidence that the foundation of the home has cracking as the result of active pyrrhotite oxidation. The cracks that were observed appear to be the result of normal concrete shrinkage and/or foundation settlements. "
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 10.0 x 13.0 | Upper | |
| Bedroom 2 | 12.0 x 13.0 | Upper | |
| Dining Room | Hardwood Floor | 13.0 x 13.0 | Main |
| Living Room | Built-Ins,Fireplace,Hardwood Floor | 13.0 x 26.0 | Main |
| Primary Bedroom | Bedroom Suite,Full Bath,Walk-In Closet | 17.0 x 13.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $463,920 | $463,920 | $463,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $667 | $667 | $667 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,856 | $3,009 | $3,884 |
| Total Monthly Payment | $3,614 | $3,767 | $4,642 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.