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Welcome to Montgomery Lake! This spacious 4 bedroom/2. 5 bathroom home with a flex room sits on just under half an acre, offering the perfect blend of comfort and functionality. Make your way inside to find a welcoming foyer with a convenient half bath to the left and a formal dining room to the right. Straight ahead, the living room features soaring cathedral ceilings and cozy gas log fireplace, creating a warm and inviting space that flows seamlessly into the kitchen and breakfast area. The kitchen is well-appointed with granite countertops, bar-height seating, a smooth cooktop, built-in microwave, and dishwasher, plus an eat-in breakfast area overlooking the backyard. The main-level primary suite offers a private retreat with a walk-in closet, double vanity, soaker tub, and separate walk-in shower. You’ll also find the laundry room and access to the 2-car garage conveniently located on the main floor. Upstairs, a catwalk overlooks the living room and leads to three additional bedrooms, a full bathroom, and a versatile flex room—perfect for a home office, playroom, or media space. Enjoy the space and privacy of a large lot while being part of the desirable Montgomery Lake community. This home has the layout, features, and room to grow—don’t miss your opportunity to make it yours!
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Our Executive Mortgage Banker:
$529,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $423,920 | $423,920 | $423,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $180 | $180 | $180 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,542 | $2,645 | $3,492 |
| Total Monthly Payment | $2,814 | $2,917 | $3,764 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.