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I’M SIMPLY GORGEOUS!!! Welcome to your dream waterfront condo in the Enterprise building at the Bay Island 55+ Condo Community, where breathtaking sunset views and an unbeatable coastal lifestyle take center stage. This stunning first-floor, end unit offers a beautifully reimagined open-concept design and has been thoughtfully restored and refreshed, now featuring updated systems including new electrical and HVAC for added peace of mind.
This residence has a long history of being high and dry, with the recent storm event being a rare and unprecedented occurrence. The home has since been carefully brought back to its prior condition with a few tasteful updates, allowing you to enjoy all the beauty of this exceptional property without compromise.
From the moment you step inside, you’re drawn to the expansive water views and the seamless flow of luxury vinyl plank flooring throughout. The kitchen is both stylish and functional, showcasing solid wood shaker cabinetry, quartz countertops, open shelving, upgraded hardware, and a large island with built-in microwave and abundant storage, all complemented by stainless steel appliances.
The light-filled living area benefits from additional end-unit windows and opens through a hurricane-rated sliding glass door to your waterfront patio—just steps from the intracoastal. It’s the perfect spot to start your morning with coffee or unwind at sunset as dolphins and passing boats create a constantly changing backdrop.
The bedroom offers a peaceful retreat with large windows, plantation shutters, and a spacious walk-in closet with built-ins. The bathroom has been beautifully finished with marble tile in the walk-in shower, quartz counters, and modern lighting, along with a fun Bluetooth-enabled feature for added enjoyment. A convenient washer and dryer are tucked into the guest half bath.
Additional highlights include hurricane-rated windows and doors, electric blinds, updated systems, and a conveniently located carport just steps from your front door.
Bay Island is a gated waterfront community known for its vibrant, active lifestyle, offering a waterfront clubhouse, multiple pools, tennis and pickleball courts, fitness center, saunas, game rooms, and a scenic waterside walking path. The island setting remains a true hidden gem, providing a peaceful coastal atmosphere while still being just minutes to the Gulf beaches, shopping, dining, and about 30 minutes to Tampa International Airport.
This is your opportunity to enjoy waterfront living, stunning views, and a welcoming community—all in one beautifully updated condo.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $234 | $234 | $234 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,477 | $1,515 | $1,992 |
| Total Monthly Payment | $1,786 | $1,824 | $2,301 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.