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Presented by
Lucia Salamone |
3538 VEGA CREEK DRIVE, St. Cloud, FL, 34772 | $389,000
MOVE-IN READY 4-bedroom, 2-bath home built in 2019, featuring UPDATED FLOORING and a FENCED YARD in the established Whaley’s Creek community of St. Cloud. This Central Florida real estate property presents a clean, functional layout with modern finishes, ideal for buyers seeking a St. Cloud home with convenient access to major roadways and surrounding areas.
As you arrive, the home presents a well-maintained exterior with a manicured lawn, palm tree landscaping, a spacious driveway, an attached 2-car garage, and a screened front entry. Inside, wood-look tile flooring extends through the main living areas, where natural light enters through multiple windows and creates a comfortable, open atmosphere.
The main living area connects directly to the dining space and kitchen, creating a practical layout for everyday living and gatherings. The kitchen is centrally located and includes quartz countertops, 42-inch cabinetry, stainless steel appliances, a tile backsplash, and a center island for additional workspace. The adjacent dining area overlooks the backyard through sliding glass doors.
The primary bedroom is positioned toward the rear of the home and includes a walk-in closet and an en-suite bathroom with dual sinks, quartz countertops, and a glass-enclosed walk-in shower with tile finishes. The additional bedrooms are well-sized with carpet flooring and provide flexibility for guests, office space, or other uses. One room is currently set up as a media or workspace. The secondary bathroom includes a tub/shower combination and quartz countertops.
A covered SCREENED LANAI extends the living space outdoors, providing a shaded area for seating while overlooking the fully enclosed vinyl-fenced backyard. Additional features include recessed lighting, a dedicated laundry area, and functional storage throughout.
Whaley’s Creek includes community amenities such as a pool, playground, park, and sidewalks. The property is located near shopping, dining, grocery options, and access to the Florida Turnpike for travel throughout St. Cloud, Kissimmee, Orlando, and the greater Central Florida area.
Contact us today for a private tour or more details on this exceptional opportunity.
Features
- Amenities: Park, Playground, Pool
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Style: Elevated
- Year Built: 2019
- Garage: 2-car Driveway, Garage Door Opener, On Street
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,859
- Acreage: 0.16
- Est. Taxes: $4,052
- HOA Fee: $99 Monthly
- Lot Desc: City Lot, Level, Sidewalk
- Elem. School: Hickory Tree Elem
- Middle School: Harmony Middle
- High School: Harmony High
- Pet Policy: Yes
- Appliances: Disposal, Microwave, Range, Refrigerator
- MLS#: O6403928
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/O6403928/3538vegacreekdrive_stcloud_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Lucia SalamoneSales Associate
203.561.0716
Lucia.Salamone@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 130058
203.952.8600
Joseph.Mollica@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3538 VEGA CREEK DRIVE, St. Cloud, FL, 34772
$389,000
Lucia Salamone
Sales Associate
William Raveis Real Estate
Phone: 203.561.0716
Lucia.Salamone@raveis.com
Joseph Mollica
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $338 | $338 | $338 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,916 | $1,993 | $2,605 |
| Total Monthly Payment | $2,329 | $2,406 | $3,018 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388