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Great bones. Great lot. Even greater potential. This 1968 brick ranch in Westminster sits on 0. 78 acres and offers 3 bedrooms, 2 baths, and approximately 1, 628 square feet ready for its next chapter. Inside, the classic layout provides a strong starting point for updates and customization. There are indications of hardwood flooring beneath some of the carpet, offering the opportunity to restore a timeless feature. The partially finished basement, with both interior and exterior access, adds flexibility for additional living space, storage, or a workshop. A third full bath could be added in the basement with some of the plumbing already in place. While the interior is ready for improvement, a metal roof installed in 2024 adds long-term value and durability. Outside, the spacious lot has two storage buildings, room to spread out, garden, or simply enjoy being within the city limits. Located in Westminster, an area experiencing ongoing downtown revitalization, this property is also well-positioned for outdoor recreation and day trips. Explore the Chattooga River, visit nearby waterfalls, or take a short drive to Clayton, Seneca, and Clemson. A great opportunity for those looking to update and make a home their own.
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Our Executive Mortgage Banker:
$185,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $148,000 | $148,000 | $148,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $911 | $934 | $1,229 |
| Total Monthly Payment | $986 | $1,009 | $1,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.